Duval County property record for 6951 Bernay Ave, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,302 sqft · built 1957 |
| Lot Size | 0.22 acres (9,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Mar 2022) |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011275-0000 |
| Primary APN | 011275-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Gross Area | 1,593 sqft |
| 1st Floor Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,572 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6951 BERNAY AVE |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 27-58 39-2S-25E NORMANDY UNIT 5 LOT 7 BLK 18 |
| Legal Range | 25E |
| Legal Township | 02S |
| Legal Section | 39 |
| Legal Subdivision | NORMANDY UNIT 05 |
| Legal Block | 18 |
| Legal Lot Number | 7 |
| Legal Unit | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12000 |
6951 Bernay Ave is owned and occupied by two individuals who bought it in March 2022.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS BANK USA |
| Jan 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS BANK USA |
| Mar 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2022 | Warranty Deed, Transfer · Commercial Mortgage GOLDMAN SACHS BANK USA |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Prior Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 202265450 |
| Deed Book / Page | 20181 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200912439 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 20091/2439 |
| Instrument | 2022008073 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | 91430 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0200912439 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 20091/2439 |
| Instrument | 2022008073 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | 91430 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0201810054 |
| Book / Page | 20181 / 54 |
| Map Reference | MB 27 PG 58 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022065450 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0002018156 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 20181/56 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0200912416 |
| Book / Page | 20091 / 2416 |
| Map Reference | MB 27 PG 58 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022008071 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6952 MCMULLIN ST, JACKSONVILLE, FL 32210-2759 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Number | 0200912418 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 20091/2418 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6951 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0181562154 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 18156/2154 |
| Instrument | 2017239770 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 6951 Bernay Ave was $2,949 with a homeowner's exemption, up 8.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,008 (+2.09%) Land $50,000 Building $140,008 | $190,008 (-0.75%) Land $50,000 Building $140,008 | |
| 2025 | $2,949.00 (+8.9%) Homeowner's exemption | $186,127 | $191,448 Land $50,000 Building $141,448 |
| 2024 | $2,708.00 (+3.04%) | ||
| 2023 | $2,628.00 (+32.79%) Homeowner's exemption | $175,614 (+69.17%) Land $32,500 Building $143,114 | $175,614 (+69.17%) Land $32,500 Building $143,114 |
| 2022 | $1,979.00 | $103,812 Land $25,000 Building $78,812 | $103,812 Land $25,000 Building $78,812 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6951 Bernay Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1996–2017) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6951 Bernay Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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