Duval County property record for 6973 Bernay Ave, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1957 |
| Lot Size | 0.214 acres (9,341 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (May 2022) |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011278-0000 |
| Primary APN | 011278-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,586 sqft |
| 1st Floor Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,341 sqft (0.214 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6973 BERNAY AVE |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 27-58 39-2S-25E NORMANDY UNIT 5 LOT 10 BLK 18 |
| Legal Range | 25E |
| Legal Township | 02S |
| Legal Section | 39 |
| Legal Subdivision | NORMANDY UNIT 05 |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Legal Unit | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12000 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6973 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Prior Sale | Jul 11, 2013 · Amount on Record |
| Deed Document Number | 2022122363 |
| Deed Book / Page | 20267 / 1426 |
| Prior Transfer Date | Feb 6, 2013 |
| Prior Transfer Doc | 0162490503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 9, 2022 |
| Property Address | 6973 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0202671426 |
| Book / Page | 20267 / 1426 |
| Map Reference | MB 27 PG 58 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022122363 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ESTATE TITLE AND TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 239 AQUARIUS CONCOURSE, 239, ORANGE PARK, FL 32073-2401 |
| Name | Verified Name |
|---|---|
| Address | 6973 BERNAY AVE, JACKSONVILLE, FL 32205-4504 |
| Document Number | 0202671428 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 20267/1428 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Number | 0202671442 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 20267/1442 |
| Instrument | 2022122365 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,695 (+2.7%) | $142,004 (-0.65%) Land $50,000 Building $92,004 | |
| 2025 | $2,025.00 (+12.25%) Homeowner's exemption | $134,075 (+5.99%) | $142,931 (+12.99%) Land $50,000 Building $92,931 |
| 2024 | $1,804.00 (+3.32%) | ||
| 2023 | $1,746.00 (+2.71%) Homeowner's exemption | $126,502 (+22.32%) Land $32,500 Building $94,002 | $126,502 (+22.32%) Land $32,500 Building $94,002 |
| 2022 | $1,700.00 | $103,423 Land $25,000 Building $78,423 | $103,423 Land $25,000 Building $78,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1996–2017) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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