6958 Suzanne Ct, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 6958 Suzanne Ct, Schenectady, NY 12303

Property Summary

Property Type	Condominium Development
Details	4 bd · 2.5 ba · 2,181 sqft · built 1999
Lot Size	0.52 acres (22,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Aug 2006)
Tax Bill	$10,073 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 28.17-3-8`

Property Details

APN / Parcel Number

Primary APN	`013089 28.17-3-8`
Alternative APNs	`308902801700030080000000` `02801700030080000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,181 sqft Total Area
1st Floor Area	1,048 sqft
2nd Floor Area	1,133 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,666 sqft (0.52 acres)
Lot Dimensions	270 ft deep x 83.8 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02801700030080000000
Street Address	6958 SUZANNE CT
City	SCHENECTADY
State	NY
Zip	12303-5285
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Local Zoning Code	R20
Legal Description	CV SEC II - LOT 29
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6958 SUZANNE CT, SCHENECTADY, NY 12303-5285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2006 · Amount on Record
Deed Sale	Aug 17, 2006 · Amount on Record
Prior Sale	Jun 21, 1999 · Amount on Record
Deed Book / Page	2854 / 1123
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6958 SUZANNE CT, SCHENECTADY, NY 12303-5285
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6958 SUZANNE CT, SCHENECTADY, NE

Mortgage

Document Number	0000003898
Date	Dec 30, 2025
Instrument	R2025-23898

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6958 SUZANNE CT, SCHENECTADY, NY 12303-5285
Document Number	0000018299
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6958 SUZANNE CT SCHENECTADY NY 123035285, SCHENECTADY, NY 12303-5285

Mortgage

Document Number	0000018299
Date	Aug 4, 2017
Instrument	18299

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,073.00 (+5.2%) Homeowner's exemption
2025	$9,575.00 (+13.13%) Homeowner's exemption	$345,000 (-) Land $69,000 Building $276,000	$460,000 (+13.33%) Land $92,000 Building $368,000
2023		$345,000 (-) Land $69,000 Building $276,000	$405,882 (+7.06%) Land $81,176 Building $324,706
2022		$345,000 Land $69,000 Building $276,000	$379,121 Land $75,824 Building $303,297
2021	$8,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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