6965 Suzanne Ct, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 6965 Suzanne Ct, Schenectady, NY 12303

Property Summary

Property Type	Condominium Development
Details	5 bd · 3 ba · 2,975 sqft · built 1998
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2007)
Tax Bill	$10,298 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 28.17-3-26`

Property Details

APN / Parcel Number

Primary APN	`013089 28.17-3-26`
Alternative APNs	`308902801700030260000000` `02801700030260000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,975 sqft Total Area
1st Floor Area	1,879 sqft
Basement Area	1,096 sqft
Finished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	290 ft deep x 20.7 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02801700030260000000
Street Address	6965 SUZANNE CT
City	SCHENECTADY
State	NY
Zip	12303-5286
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Local Zoning Code	R20
Legal Description	CV SEC II-LOT 18
Legal Subdivision	COUNTY VILLAGE SECTION 2
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6965 SUZANNE CT, SCHENECTADY, NY 12303-5286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2007 · Amount on Record
Deed Sale	Oct 17, 2007 · Amount on Record
Prior Sale	Oct 17, 2007 · Amount on Record
Deed Document Number	200710055825
Deed Book / Page	2900 / 522
Prior Transfer Date	May 10, 2000
Prior Transfer Doc	2663000169
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6965 SUZANNE CT, SCHENECTADY, NY 12303-5286
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002253
Date	Jan 26, 2021
Instrument	R2021-02253

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6965 SUZANNE CT, SCHENECTADY, NY 12303-5286
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006807
Date	Mar 4, 2021
Instrument	R2021-06807

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,298.00 (+5.08%) Homeowner's exemption
2025	$9,800.00 (+13.09%) Homeowner's exemption	$353,000 (-) Land $71,000 Building $282,000	$470,667 (+13.33%) Land $94,667 Building $376,000
2023		$353,000 (-) Land $71,000 Building $282,000	$415,294 (+7.06%) Land $83,529 Building $331,765
2022		$353,000 Land $71,000 Building $282,000	$387,912 Land $78,022 Building $309,890
2021	$8,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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