6954 Suzanne Ct, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 6954 Suzanne Ct, Schenectady, NY 12303

Property Summary

Property Type	Condominium Development
Details	3 bd · 2 ba · 2,043 sqft · built 1999
Lot Size	0.576 acres (25,128 sqft)
Owner	Individual Name on Record
Tax Bill	$8,129 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`013089 28.17-3-7`

Property Details

APN / Parcel Number

Primary APN	`013089 28.17-3-7`
Alternative APNs	`308902801700030070000000` `02801700030070000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,043 sqft Total Area
1st Floor Area	1,415 sqft
Basement Area	628 sqft
Finished Basement	628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	25,128 sqft (0.576 acres)
Lot Dimensions	270 ft deep x 92.9 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02801700030070000000
Street Address	6954 SUZANNE CT
City	SCHENECTADY
State	NY
Zip	12303-5285
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium Development
Local Zoning Code	R20
Legal Description	CV SEC II - LOT 28
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6954 SUZANNE CT, SCHENECTADY, NY 12303-5285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2019
Transfer Doc	0000027071
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6954 SUZANNE CT, SCHENECTADY, NY 12303-5285
Document Number	0000002089
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 SUZANNE CT SCHENECTADY NY 123035285, SCHENECTADY, NY 12303-5285

Mortgage

Document Number	0000002089
Date	Jan 27, 2020
Instrument	2089

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 17, 2019
Property Address	6954 SUZANNE CT, SCHENECTADY, NY 12303-5285
Document Number	0000027071
Instrument Date	Sep 5, 2019
Instrument	27071
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 SUZANNE CT SCHENECTADY NY 123035285, SCHENECTADY, NY 12303-5285

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,129.00 (+6.55%) Homeowner's exemption
2025	$7,629.00 (+13.39%) Homeowner's exemption	$276,000 (-) Land $55,000 Building $221,000	$368,000 (+13.33%) Land $73,333 Building $294,667
2023		$276,000 (-) Land $55,000 Building $221,000	$324,706 (+7.06%) Land $64,706 Building $260,000
2022		$276,000 Land $55,000 Building $221,000	$303,297 Land $60,440 Building $242,857
2021	$6,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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