6955 Greenhorn Path, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6955 Greenhorn Path, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,059 sqft · built 1998
Lot Size1 acres (43,734 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Apr 2005)
Tax Bill$3,024 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2021 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN103237

Property Details

APN / Parcel Number

Primary APN103237
Alternative APN
  • 182632259900012200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,059 sqft Heated Area
Gross Area2,788 sqft
1st Floor Area2,059 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,734 sqft (1 acres)
Garage TypeMixed
Garage Area462 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area398 sqft
PorchOpen Porch
Porch Area267 sqft
Deck Area628 sqft
Patio Area99 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number103237
Street Address6955 GREENHORN PATH
CitySAINT CLOUD
StateFL
Zip34771-8484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOA1A
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 220 07/26/32
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UN 3
Legal Tract2599
Legal Block1
Legal Lot Number7,220
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1015
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Nov 10, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Feb 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Mar 17, 2020Deed of Trust, Mortgage · Line of Credit
ADDITION FIN'L CU
Oct 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 4, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2005 · Amount on Record
Deed SaleApr 18, 2005 · Amount on Record
Prior SaleNov 16, 2001 · Amount on Record
Deed Document Number2005091810
Deed Book / Page2757 / 2771
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059880108
DateJun 24, 2021
Book Page5988/108
Instrument2021098690
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484

Mortgage

Document Number0060841428
DateNov 10, 2021
Book Page6084/1428
Instrument2021175369
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 10, 2036

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484

Mortgage

Document Number0061430155
DateFeb 3, 2022
Book Page6143/155
Instrument2022018480
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
Document Number0057040078
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6955 GREENHORN PATH ST CLOUD FL 347718484, ST CLOUD, FL 34771-8484

Mortgage

Document Number0057040078
DateApr 6, 2020
Book Page005704/000078
Instrument47119
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueApr 5, 2055
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
Document Number0056190662
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedDec 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6955 GREENHORN PATH ST CLOUD FL 347718484, ST CLOUD, FL 34771-8484

Mortgage

Document Number0056190662
DateNov 6, 2019
Book Page005619/000662
Instrument144276
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6955 GREENHORN PATH, SAINT CLOUD, FL 34771-8484
Document Number0052511585
Book / Page005251 / 001585
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6955 GREENHORN PATH ST CLOUD FL 347718484, ST CLOUD, FL 34771-8484

Mortgage

Document Number0052511585
DateDec 12, 2017
Book Page005251/001585
Instrument175603
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,024.00 (+8.08%) Homeowner's exemption$207,752 (+5.99%)$447,400 (+12.24%) Land $108,000 Building $339,400
2023$2,798.00 (+4.6%) Homeowner's exemption$196,017 (+3%)$398,600 (+19.7%) Land $85,000 Building $313,600
2022$2,675.00 Homeowner's exemption$190,308$333,000 Land $68,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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