Osceola County property record for 6940 Greenhorn Path, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 2019 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2022) |
| Tax Bill | $5,460 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-26-32-2599-0001-2130 |
| Primary APN | 18-26-32-2599-0001-2130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 216 sqft |
| Patio Area | 150 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6940 GREENHORN PATH |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA1A |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 213 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 2130 |
| Legal Lot Number | 213 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43801 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Aug 14, 2018 | Deed of Trust, Mortgage · ARM CENTENNIAL BANK |
| Feb 14, 2020 | Loan Modification, Mortgage CENTENNIAL BK |
| Apr 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Jan 16, 1998 · Amount on Record |
| Deed Document Number | 202257389 |
| Deed Book / Page | 6191 / 1561 |
| Prior Transfer Date | Mar 3, 2018 |
| Prior Transfer Doc | 0053122813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0061911561 |
| Book / Page | 6191 / 1561 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022057389 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Name | Verified Name |
|---|---|
| Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0061911563 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 6191/1563 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053840898 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 5384/0898 |
| Instrument | 2018123697 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0056781170 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6940 GREENHORN PATH ST CLOUD FL 347718483, ST CLOUD, FL 34771-8483 |
| Document Number | 0056781170 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 005678/001170 |
| Instrument | 25827 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 6, 2018 |
| Property Address | 6940 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0053122813 |
| Book / Page | 005312 / 002813 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 54548 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5161 SILVER THISTLE LN ST CLOUD FL 347727074, ST CLOUD, FL 34772-7074 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,460.00 (+4.6%) Homeowner's exemption | $383,566 (+5.99%) | $408,200 (+12.79%) Land $108,000 Building $300,200 |
| 2024 | $5,220.00 (+2.07%) | ||
| 2023 | $5,114.00 (+48.66%) Homeowner's exemption | $361,900 (+40.8%) Land $85,000 Building $276,900 | $361,900 (+22.89%) Land $85,000 Building $276,900 |
| 2022 | $3,440.00 Homeowner's exemption Senior Citizen's exemption | $257,031 | $294,500 Land $68,000 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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