Osceola County property record for 6930 Greenhorn Path, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 1988 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jan 2026) |
| Tax Bill | $2,331 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103231 |
| Primary APN | 103231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,340 sqft Heated Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,340 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 103231 |
|---|---|
| Street Address | 6930 GREENHORN PATH |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 214 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 7,214 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103231
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 6930 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 16, 2026 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 07, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2014 · Amount on Record |
| Deed Document Number | 2026007119 |
| Deed Book / Page | 6909 / 929 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6930 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6930 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0065842700 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 6584/2700 |
| Instrument | 2024050106 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 3340, MERRIFIELD, VA 22119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 16, 2026 |
| Property Address | 6930 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0069090929 |
| Book / Page | 6909 / 929 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026007119 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | LAND TTL PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 GALLEY ST SE, PALM BAY, FL 32909-4302 |
| Name | Verified Name |
|---|---|
| Address | 6930 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0006909931 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 6909/931 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Number | 0069090947 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 6909/947 |
| Instrument | 2026007121 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6930 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Document Number | 0053870285 |
| Instrument Date | Aug 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6930 GREENHORN PATH ST CLOUD FL 347718483, ST CLOUD, FL 34771-8483 |
| Document Number | 0053870285 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 005387/000285 |
| Instrument | 125977 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,331.00 (+8.98%) Homeowner's exemption | $157,711 (+5.99%) | $335,700 (+13.99%) Land $108,000 Building $227,700 |
| 2023 | $2,139.00 (+5.16%) Homeowner's exemption | $148,803 (+3%) | $294,500 (+22.4%) Land $85,000 Building $209,500 |
| 2022 | $2,034.00 Homeowner's exemption | $144,469 | $240,600 Land $68,000 Building $172,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 104 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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