Bradford County property record for 695 SE 41st St, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,288 sqft · built 1992 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05819-C-0050B |
| Primary APN | 05819-C-0050B |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,288 sqft Heated Area |
| Gross Area | 2,148 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 695 SE 41ST ST |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 TRACT E OF KEYSTONE VILLAGE. DESC AS: BEG MOST SLY COR LOT 64 KEYSTONE CLUB ESTATES UNIT 1 REPLAT. N29*16'20"W 150', |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | KEYSTONE CLUB ESTATES |
| Legal Tract | E |
| Legal Lot Number | 64 |
| Legal Unit | 1 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 301 |
695 SE 41st St is owned and occupied by two individuals who acquired it in August 2025.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2024 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Aug 6, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 6, 2021 | Affidavit of Death of Joint Tenant, Transfer LAKE AREA TITLE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2025 |
| Deed Sale | Aug 10, 2025 |
| Prior Sale | Aug 6, 2021 · Amount on File |
| Deed Document Number | 0000216938 |
| Deed Book / Page | 2099 / 466 |
| Prior Transfer Date | Jun 26, 2024 |
| Prior Transfer Doc | 202404006936 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jun 26, 2024 |
| Property Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
| Document Number | 0004006936 |
| Book / Page | 2099 / 466 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 202404006936 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29421 CADDYSHACK LN, SAN ANTONIO, FL 33576-7089 |
| Name | Verified Name |
|---|---|
| Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
| Document Number | 0002099468 |
|---|---|
| Date | Jun 26, 2024 |
| Instrument | 2099/468 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Aug 6, 2021 |
| Property Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
| Document Number | 0004007534 |
| Book / Page | 1917 / 487 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 202104007534 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
| Name | Verified Name |
|---|---|
| Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
| Document Number | 0001917490 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 1917/490 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Aug 6, 2021 |
| Property Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
| Document Number | 0004007532 |
| Book / Page | 1917 / 485 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 202104007532 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | LAKE AREA TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 695 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6240 |
The 2025 property tax bill for 695 SE 41st St was $2,702 with a homeowner's exemption, down 13.2% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (-13.17%) Homeowner's exemption | $195,965 (+1%) Land $32,000 Building $163,965 | $195,965 (+1%) Land $32,000 Building $163,965 |
| 2024 | $3,112.00 (+6.83%) | $194,032 (+3.62%) Land $30,000 Building $164,032 | $194,032 (+3.62%) Land $30,000 Building $164,032 |
| 2023 | $2,913.00 (+14.24%) | $187,250 (+19.96%) Land $25,000 Building $162,250 | $187,250 (+19.96%) Land $25,000 Building $162,250 |
| 2022 | $2,550.00 | $156,094 Land $16,000 Building $140,094 | $156,094 Land $16,000 Building $140,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 695 SE 41st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 SE 41st St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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