652 SE 41st St, Keystone Heights, FL 32656 Property Records

Bradford County property record for 652 SE 41st St, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Aug 2021)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05819-C-00302`

Property Details

APN / Parcel Number

Primary APN	`05819-C-00302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,572 sqft Heated Area
Gross Area	2,368 sqft
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,000 sqft (0.505 acres)
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	652 SE 41ST ST
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 2 GOLFER'S VILLAGE
Legal Lot Number	2
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	652 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	202104007608
Deed Book / Page	1918 / 84
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Aug 10, 2021
Property Address	652 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236
Document Number	0004007608
Book / Page	1918 / 84
Map Reference	MB 3 PG 86
Instrument Date	Aug 3, 2021
Instrument	202104007608
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 NW 216TH TER, LAWTEY, FL 32058-3608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	652 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236

Mortgage

Document Number	0000191887
Date	Aug 10, 2021
Instrument	1918/87

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,852.00 (+9.52%) Homeowner's exemption	$206,573 (+2.9%)	$259,488 (+6.87%) Land $32,000 Building $227,488
2024	$2,604.00 (+3.21%) Homeowner's exemption	$200,751 (+3%)	$242,817 (+3.27%) Land $30,000 Building $212,817
2023	$2,523.00 (+5.08%) Homeowner's exemption	$194,904 (+3%)	$235,137 (+24.26%) Land $25,000 Building $210,137
2022	$2,401.00 Homeowner's exemption	$189,227 Land $18,000 Building $171,227	$189,227 Land $18,000 Building $171,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30