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632 SE 41st St, Keystone Heights, FL 32656 Property Records

Bradford County property record for 632 SE 41st St, Keystone Heights, FL 32656

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft
Lot Size0.505 acres (22,000 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Mar 2023)
Tax Bill$4,237 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN05819-C-00303

Property Details

APN / Parcel Number

Primary APN05819-C-00303

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,504 sqft Heated Area
Gross Area2,148 sqft
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,000 sqft (0.505 acres)
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address632 SE 41ST ST
CityKEYSTONE HEIGHTS
StateFL
Zip32656-6236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24 8S 22 LOT 3 GOLFER'S VILLAGE
Legal Lot Number3
JurisdictionBRADFORD FL
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1010
Census Tract301

Owner

632 SE 41st St is owned and occupied by an individual who bought it in March 2023.

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address632 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA
Mar 1, 2023Warranty Deed, Transfer
US TITLE
Aug 10, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST HOME BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2023 · Amount on File
Deed SaleMar 1, 2023 · Amount on File
Prior SaleMar 1, 2023 · Amount on File
Deed Document Number202304001619
Deed Book / Page2013 / 330
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateMar 1, 2023
Property Address632 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236
Document Number0004001619
Book / Page2013 / 330
Map ReferenceMB 3 PG 86
Instrument DateFeb 21, 2023
Instrument202304001619
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyUS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3115 ALAMEDA ST APT 6, 6, MEDFORD, OR 97504-9676

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236

Mortgage

Document Number0002013332
DateMar 1, 2023
Instrument2013/332
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateMar 1, 2023
Property Address632 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236
Document Number0004001618
Book / Page2013 / 328
Map ReferenceMB 3 PG 86
Instrument DateFeb 8, 2023
Instrument202304001618
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyUS TITLE

Transaction

AmountAmount on Record
Tax$814.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8361 NORTH 107TH STREET, KEYSTONE HEIGHTS, FL 32656

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 ALAMEDA ST APT 6, 6, MEDFORD, OR 97504-9676

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateAug 10, 2021
Property Address632 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236
Document Number0004007604
Book / Page1918 / 68
Map ReferenceMB 3 PG 86
Instrument DateAug 6, 2021
Instrument202104007604
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyNORTH CENTRAL TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,701.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4044 NW 216TH TER, LAWTEY, FL 32058-3608

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address632 SE 41ST ST, KEYSTONE HEIGHTS, FL 32656-6236

Mortgage

Document Number0000191871
DateAug 10, 2021
Instrument1918/71
Lender
NameFIRST HOME BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,237.00 (+11.91%)$253,777 (+7.83%) Land $32,000 Building $221,777$253,777 (+7.83%) Land $32,000 Building $221,777
2024$3,786.00 (+14.14%)$235,357 (+6.44%) Land $30,000 Building $205,357$235,357 (+6.44%) Land $30,000 Building $205,357
2023$3,317.00 (+15.57%)$221,107 (+24.36%) Land $25,000 Building $196,107$221,107 (+24.36%) Land $25,000 Building $196,107
2022$2,870.00$177,795 Land $18,000 Building $159,795$177,795 Land $18,000 Building $159,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 SE 41st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 SE 41st St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE POSTMASTER GRID
private · serves 5,092 people · EPA ID FL2100610
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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