6943 Cupseed Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6943 Cupseed Ln, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,161 sqft · built 2005
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Company Names on Record
Last Sale	$348,000 (Jun 2021)
Tax Bill	$7,007 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2617-0001-1790`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2617-0001-1790`
Alternative APNs	`263230261700011790` `127933`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,161 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	1,060 sqft
Upper Floors Area	1,101 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	115 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6943 CUPSEED LN
City	HARMONY
State	FL
Zip	34773-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 179
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	BIRCHWOOD NBHD C2
Legal Tract	2617
Legal Block	1790
Legal Lot Number	179
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2185
Census Tract	43801

Owner

Source: Osceola County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1698 EDEN CT, CLEARWATER, FL 33756-2311
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 2, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Feb 6, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	202185526
Deed Book / Page	5971 / 2292
Last Transfer Date	Sep 12, 2025
Transfer Doc	0069080392
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 14, 2026
Property Address	6943 CUPSEED LN, HARMONY, FL 34773-6052
Document Number	0069080392
Book / Page	6908 / 392
Map Reference	MB 17 PG 10&11
Instrument Date	Sep 12, 2025
Instrument	2026005927
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6943 CUPSEED LN, HARMONY, FL 34773-6052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 EDEN CT, CLEARWATER, FL 33756-2311

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6943 CUPSEED LN, HARMONY, FL 34773-6052
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6943 CUPSEED LN, HARMONY, FL 34773-6052

Mortgage

Document Number	0063721966
Date	Mar 17, 2023
Book Page	6372/1966
Instrument	2023030763

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 2, 2021
Property Address	6943 CUPSEED LN, HARMONY, FL 34773-6052
Document Number	0059712292
Book / Page	5971 / 2292
Map Reference	MB 17 PG 10&11
Instrument Date	May 28, 2021
Instrument	2021085526
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6943 CUPSEED LN, 6943, HARMONY, FL 34773-6052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 LAUDERDALE AVE, MONROEVILLE, AL 36460-8615

Mortgage

Document Number	59712294
Date	Jun 2, 2021
Instrument	5971/2294

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 6, 2017
Property Address	6943 CUPSEED LN, HARMONY, FL 34773-6052
Document Number	0050980856
Book / Page	005098 / 000856
Instrument Date	Feb 3, 2017
Instrument	20388
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6943 CUPSEED LN HARMONY FL 347736052, HARMONY, FL 34773-6052

Mortgage

Document Number	50980857
Date	Feb 6, 2017
Book Page	005098/000857
Instrument	20389

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,007.00 (+2.59%)	$317,800 (+1.53%) Land $65,000 Building $252,800	$317,800 (+1.53%) Land $65,000 Building $252,800
2024	$6,830.00 (+0.26%)
2023	$6,812.00 (+9.15%)	$313,000 (+10.25%) Land $65,000 Building $248,000	$313,000 (+10.25%) Land $65,000 Building $248,000
2022	$6,241.00	$283,900 Land $60,000 Building $223,900	$283,900 Land $60,000 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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