6937 Cupseed Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6937 Cupseed Ln, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,366 sqft · built 2005
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2016)
Tax Bill	$5,508 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127936`

Property Details

APN / Parcel Number

Primary APN	`127936`
Alternative APN	`302632261700011820`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,366 sqft Heated Area
Gross Area	3,739 sqft
1st Floor Area	1,183 sqft
Upper Floors Area	1,183 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	889 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	127936
Street Address	6937 CUPSEED LN
City	HARMONY
State	FL
Zip	34773-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 182
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2617
Legal Block	1
Legal Lot Number	182
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2185
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6937 CUPSEED LN, HARMONY, FL 34773-6052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	Mar 23, 2012 · Amount on Record
Deed Document Number	2016110996
Deed Book / Page	4996 / 0288
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6937 CUPSEED LN, HARMONY, FL 34773-6052
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6937 CUPSEED LN, HARMONY, FL 34773-6052

Mortgage

Document Number	0060720642
Date	Oct 25, 2021
Book Page	6072/642
Instrument	2021165720

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Oct 24, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6937 CUPSEED LN, HARMONY, FL 34773-6052
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059510874
Date	May 5, 2021
Book Page	5951/874
Instrument	2021068880

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,508.00 (+6.09%) Homeowner's exemption	$223,159 (+5.99%)	$356,700 (+1.59%) Land $65,000 Building $291,700
2023	$5,192.00 (+5.76%) Homeowner's exemption	$210,554 (+3%)	$351,100 (+10.3%) Land $65,000 Building $286,100
2022	$4,909.00 Homeowner's exemption	$204,422	$318,300 Land $60,000 Building $258,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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