6939 Cupseed Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6939 Cupseed Ln, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,382 sqft · built 2005
Lot Size	0.123 acres (5,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Dec 2018)
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127935`

Property Details

APN / Parcel Number

Primary APN	`127935`
Alternative APN	`302632261700011810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,382 sqft Heated Area
Gross Area	3,434 sqft
1st Floor Area	1,260 sqft
Upper Floors Area	1,122 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.123 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	400 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	127935
Street Address	6939 CUPSEED LN
City	HARMONY
State	FL
Zip	34773-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 181
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2617
Legal Block	1
Legal Lot Number	181
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2185
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6939 CUPSEED LN, HARMONY, FL 34773-6052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	2018181294
Deed Book / Page	5447 / 1874
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6939 CUPSEED LN, HARMONY, FL 34773-6052
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6939 CUPSEED LN, HARMONY, FL 34773-6052

Mortgage

Document Number	0062440710
Date	Jul 1, 2022
Book Page	6244/710
Instrument	2022102842

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Jun 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6939 CUPSEED LN, HARMONY, FL 34773-6052
Document Number	0056950241
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6939 CUPSEED LN HARMONY FL 347736052, HARMONY, FL 34773-6052

Mortgage

Document Number	0056950241
Date	Mar 18, 2020
Book Page	005695/000241
Instrument	39519

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 11, 2018
Property Address	6939 CUPSEED LN, HARMONY, FL 34773-6052
Document Number	0054471874
Book / Page	005447 / 001874
Instrument Date	Dec 10, 2018
Instrument	181294
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6939 CUPSEED LN HARMONY FL 347736052, HARMONY, FL 34773-6052

Mortgage

Document Number	54471876
Date	Dec 11, 2018
Book Page	005447/001876
Instrument	181295

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,328.00 (+6.14%) Homeowner's exemption	$210,131 (+5.99%)	$353,200 (+1.55%) Land $65,000 Building $288,200
2023	$5,020.00 (+5.86%) Homeowner's exemption	$198,262 (+3%)	$347,800 (+10.2%) Land $65,000 Building $282,800
2022	$4,742.00 Homeowner's exemption	$192,488	$315,600 Land $60,000 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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