6938 Lois Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6938 Lois Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,797 sqft · built 1948
Lot Size	0.134 acres (5,837 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Feb 2022)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`595-0006-0180-00`

Property Details

APN / Parcel Number

Primary APN	`595-0006-0180-00`
Alternative APN	`0088880`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,417 sqft
1st Floor Area	946 sqft
Attic	Attic
Attic Area	417 sqft
Basement Area	1,054 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6938 LOIS DR
City	CINCINNATI
State	OH
Zip	45239-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOIS AVE 45 X 130 LOT 40 ARLINGTON PK BLK D
Legal Subdivision	ARLINGTON PARK
Legal Block	D
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	4
Census Block	4012
Census Tract	21801

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6758 SIEBERN AVE, CINCINNATI, OH 45236-3832
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jul 6, 2022	Deed of Trust, Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BRIAN ODUBOLA ETAL
Feb 3, 2022	Warranty Deed, Transfer · Line of Credit KIAVI FUNDING INC
Nov 9, 2021	Land Contract, Transfer
Mar 20, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	202219858
Deed Book / Page	14610 / 2314
Prior Transfer Date	Feb 6, 2004
Prior Transfer Doc	0000048680
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6938 LOIS DR, CINCINNATI, OH 45239-4315
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 LOIS DR, CINCINNATI, OH 45239-4315

Mortgage

Document Number	0000118349
Date	Sep 30, 2021
Book Page	14513/849
Instrument	2021-0118349

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6938 LOIS DR, CINCINNATI, OH 45239-4315
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6753 SIEBERN AVE, CINCINNATI, OH 45236-3831

Mortgage

Document Number	0000066188
Date	Jul 6, 2022
Book Page	14702/2408
Instrument	2022-0066188

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2022
Property Address	6938 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000019858
Book / Page	14610 / 2314
Map Reference	MB 50 PG 23
Instrument Date	Feb 10, 2022
Instrument	2022-0019858
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6758 SIEBEM AVENUE, CINCINNATI, OH 45236

Mortgage

Document Number	0000019859
Date	Feb 23, 2022
Instrument	2022-0019859

Lender

Name	BRIAN ODUBOLA ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 14, 2022

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2022
Property Address	6938 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000012563
Book / Page	14597 / 137
Map Reference	MB 50 PG 23
Instrument Date	Jan 24, 2022
Instrument	2022-0012563
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12333 SOWDEN RD STE B, B, HOUSTON, TX 77080-2059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012564
Date	Feb 3, 2022
Instrument	2022-0012564

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HAMILTON OH
Recording Date	Nov 9, 2021
Property Address	6938 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000135921
Book / Page	14541 / 2155
Map Reference	MB 50 PG 23
Instrument Date	Nov 8, 2021
Instrument	2021-0135921
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	6938 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000050969
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 LOIS DR CINCINNATI OH 452394315, CINCINNATI, OH 45239-4315

Mortgage

Document Number	0000050969
Date	Jun 1, 2020
Book Page	014179/001093
Instrument	50969

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,448.00	$46,022 (-) Land $5,775 Building $40,247	$131,490 (-) Land $16,500 Building $114,990
2024	$2,448.00 (+0.87%)	$46,022 (-) Land $5,775 Building $40,247
2023	$2,427.00 (+15.79%)	$46,022 (+57.26%) Land $5,775 Building $40,247	$131,490 (+57.27%) Land $16,500 Building $114,990
2022	$2,096.00 Homeowner's exemption	$29,264 Land $4,725 Building $24,539
2020			$83,610 Land $13,500 Building $70,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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