Yancey County property record for 694 Windy Gap Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,766 sqft · built 2005 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,000 (Dec 2015) |
| Tax Bill | $1,000 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 986000955712.000 |
| Primary APN | 986000955712.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,766 sqft Living Area |
| 1st Floor Area | 1,766 sqft |
| Family Room | Family Room |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 150,282 sqft (3.45 acres) |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Quonset Hut | 1,320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 84713 |
|---|---|
| Street Address | 694 WINDY GAP RD |
| City | MARS HILL |
| State | NC |
| Zip | 28754-6406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:WEST YANCEY SUBD:STEPPING STONE CREEK ESTATES MAP REF:02004 012316 |
| Legal Subdivision | STEPPING STONE CREEK ESTATES |
| Jurisdiction | YANCEY NC |
| Township / Civil Division | CANE RIVER |
| Census Block Group | 2 |
| Census Block | 2129 |
| Census Tract | 960400 |
Source: Yancey County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 694 WINDY GAP RD, MARS HILL, NC 28754-6406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on Record |
| Deed Sale | Dec 14, 2015 · Amount on Record |
| Deed Document Number | 0000738394 |
| Deed Book / Page | 738 / 394 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANCEY NC |
| Property Address | 694 WINDY GAP RD, MARS HILL, NC 28754-6406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0008580720 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 858/720 |
| Instrument | 2021002951 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANCEY NC |
| Property Address | 694 WINDY GAP RD, MARS HILL, NC 28754-6406 |
| Document Number | 0008380309 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 694 WINDY GAP RD |
| Document Number | 0008380309 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 000838/000309 |
| Instrument | 3766 |
| Name | STATE EMPS CU |
|---|---|
| Address | BURNSVILLE, NC 28714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Yancey County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Yancey County |
| Unified School District | Yancey County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,000.00 | $156,260 Land $47,900 Building $108,360 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (2012–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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