1599 Windy Gap Rd, Mars Hill, NC 28754 Property Records

Yancey County property record for 1599 Windy Gap Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,162 sqft · built 1995
Lot Size	4.09 acres (178,160 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2019)
Tax Bill	$1,407 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986000640446.000`

Property Details

APN / Parcel Number

Primary APN	`986000640446.000`
Alternative APN	`84212`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 1995
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Lot Area	178,160 sqft (4.09 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	720 sqft
Deck Area	324 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	84212
Street Address	1599 WINDY GAP RD
City	MARS HILL
State	NC
Zip	28754-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:WEST YANCEY MAP REF:02004 0120
Jurisdiction	YANCEY NC
Township / Civil Division	CANE RIVER
Census Block Group	2
Census Block	2131
Census Tract	960400

Owner

Source: Yancey County records · APN 986000640446.000

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1599 WINDY GAP RD, MARS HILL, NC 28754-9496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS/OH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Document Number	0000809376
Deed Book / Page	809 / 376
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	1599 WINDY GAP RD, MARS HILL, NC 28754-9496
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1599 WINDY GAP RD, MARS HILL, NC 28754-9496

Mortgage

Document Number	0008280595
Date	Sep 03, 2020
Book Page	828/595
Instrument	2020002155

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 01, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Oct 18, 2019
Property Address	1599 WINDY GAP RD, MARS HILL, NC 28754-9496
Document Number	0008090374
Book / Page	000809 / 000374
Instrument Date	Oct 18, 2019
Instrument	2514
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1599 WINDY GAP RD MARS HILL NC 287549496, MARS HILL, NC 28754-9496

Mortgage

Document Number	8090377
Date	Oct 18, 2019
Book Page	000809/000377
Instrument	2515

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Yancey County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$1,407.00	$219,990 Land $45,500 Building $174,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
French Broad Electric Membership Fiber	1,000 / 1,000

Based on FCC filings for 5 locations within half a mile of this property.

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