Yancey County property record for 1516 Windy Gap Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1947 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jul 2020) |
| Tax Bill | $870 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 986000654429.000 |
| Primary APN | 986000654429.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 55,321 sqft (1.27 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Utility Building | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 85277 |
|---|---|
| Street Address | 1516 WINDY GAP RD |
| City | MARS HILL |
| State | NC |
| Zip | 28754-9496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | YANCEY NC |
| Township / Civil Division | CANE RIVER |
| Census Block Group | 2 |
| Census Block | 2129 |
| Census Tract | 960400 |
Source: Yancey County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1516 WINDY GAP RD, MARS HILL, NC 28754-9496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Oct 13, 2003 |
| Deed Document Number | 20201553 |
| Deed Book / Page | 824 / 411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANCEY NC |
| Recording Date | Jul 2, 2020 |
| Property Address | 1516 WINDY GAP RD, MARS HILL, NC 28754-9496 |
| Document Number | 0008240411 |
| Book / Page | 824 / 411 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020001553 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 252 WILL GREEN RD, 252, MARSHALL, NC 28753-7045 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1516 WINDY GAP RD, MARS HILL, NC 28754-9496 |
| Document Number | 2020001554 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020001554 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Yancey County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Yancey County |
| Unified School District | Yancey County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $870.00 (+99.54%) | $155,500 (+128.11%) Land $77,500 Building $78,000 |
| 2023 | $436.00 | $68,170 Land $31,400 Building $36,770 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (2012–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
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