694 Middle Gate, Irvington, VA 22480 Property Records

Lancaster County property record for 694 Middle Gate, Irvington, VA 22480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2004
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Tax Bill	$18 (2025)
Deeds & Mortgages	Aug 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`28G 1 39`

Property Details

APN / Parcel Number

Primary APN	`28G 1 39`
Alternative APN	`13468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	4,548 sqft
1st Floor Area	1,792 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	404 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13468
Street Address	694 MIDDLE GATE
City	IRVINGTON
State	VA
Zip	22480-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ST JOHN'S OF HILLS QUARTER .241 AC LR17/1615 PB5/79-82
Legal Subdivision	ST JOHN'S OF HILLS QUARTER
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	3
Census Block	3013
Census Tract	30200

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	694 MIDDLE GATE, IRVINGTON, VA 22480-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2017
Transfer Doc	0000001615
Record Updated	Jun 8, 2026

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Aug 30, 2017
Property Address	694 MIDDLE GATE, IRVINGTON, VA 22480-2417
Document Number	170001615
Instrument Date	Aug 25, 2017
Instrument	170001615
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 MIDDLE GATE, IRVINGTON, VA 22480-2417

Mortgage

Document Number	0170001616
Date	Aug 30, 2017
Instrument	170001616

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18.00 (-98.61%)	$328,800 (+59.92%) Land $30,000 Building $298,800	$328,800 (+59.92%) Land $30,000 Building $298,800
2023	$1,295.00	$205,600 Land $30,000 Building $175,600	$205,600 Land $30,000 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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