648 Middle Gate, Irvington, VA 22480 Property Records

Lancaster County property record for 648 Middle Gate, Irvington, VA 22480

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,618 sqft · built 2003
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Sep 2025)
Tax Bill	$17 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28G 1 36`

Property Details

APN / Parcel Number

Primary APN	`28G 1 36`
Alternative APN	`13465`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,418 sqft
Basement Area	709 sqft
Unfinished Basement	709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	100 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13465
Street Address	648 MIDDLE GATE
City	IRVINGTON
State	VA
Zip	22480-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ST JOHN'S OF HILLS QUARTER .249 AC LR20/1719 LR16/215-P P#0583
Legal Subdivision	ST JOHN'S OF HILLS QUARTER
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	3
Census Block	3013
Census Tract	30200

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 MIDDLE GATE, IRVINGTON, VA 22480-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	20251955
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 17, 2025
Property Address	648 MIDDLE GATE, IRVINGTON, VA 22480-2417
Document Number	0250001955
Map Reference	DOC 150001178
Instrument Date	Sep 12, 2025
Instrument	250001955
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	FIRST GUARDIAN TITLE, FIRST GUARDIAN T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 MIDDLE GATE, IRVINGTON, VA 22480-2417

Mortgage

Document Number	0250001956
Date	Sep 17, 2025
Instrument	250001956

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 18, 2020
Property Address	648 MIDDLE GATE, IRVINGTON, VA 22480-2417
Document Number	200001719
Instrument Date	Aug 10, 2020
Instrument	200001719
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	PREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 MIDDLE GATE, IRVINGTON, VA 22480-2417

Mortgage

Document Number	200001720
Date	Aug 18, 2020
Instrument	200001720

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17.00 (-99.05%)	$326,300 (-) Land $30,000 Building $296,300	$326,300 (-) Land $30,000 Building $296,300
2024	$1,794.00 (+39.07%)	$326,300 (+59.33%) Land $30,000 Building $296,300	$326,300 (+59.33%) Land $30,000 Building $296,300
2023	$1,290.00	$204,800 Land $30,000 Building $174,800	$204,800 Land $30,000 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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