548 Middle Gate, Irvington, VA 22480 Property Records

Lancaster County property record for 548 Middle Gate, Irvington, VA 22480 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,082 sqft · built 2004
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on File
Last Sale$38,700 (Mar 2022)
Tax Bill$21 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28G 1 34

Property Details

APN / Parcel Number

Primary APN28G 1 34
Alternative APN
  • 13463

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,082 sqft Living Area
Gross Area4,830 sqft
1st Floor Area1,852 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2016
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,233 sqft (0.189 acres)
Garage Area460 sqft
DrivewayPaver Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft
Deck Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13463
Street Address548 MIDDLE GATE
CityIRVINGTON
StateVA
Zip22480-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JOHN'S OF HILLS QUARTER .189 AC LR22/869 PB5/79
Legal SubdivisionST JOHN'S OF HILLS QUARTER
JurisdictionLANCASTER VA
Township / Civil Division4
Census Block Group3
Census Block3013
Census Tract30200

Owner

Source: Lancaster County records · APN 28G 1 34

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address548 MIDDLE GATE, IRVINGTON, VA 22480-2415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER HOME FUNDING LLC
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Dec 12, 2019Special Warranty Deed, Transfer · FHA Mortgage
DOMINION CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleDec 12, 2019 · Amount on Record
Deed Document Number2022869
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateMar 31, 2022
Property Address548 MIDDLE GATE, IRVINGTON, VA 22480-2415
Document Number0220000869
Instrument DateMar 29, 2022
Instrument220000869
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 MIDDLE GATE, IRVINGTON, VA 22480-2415

Mortgage

Document Number0220000870
DateMar 31, 2022
Instrument220000870
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term335 Months
DueFeb 01, 2050
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address548 MIDDLE GATE, IRVINGTON, VA 22480-2415
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001530
DateSep 25, 2019
Instrument190001530
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER VA
Recording DateDec 12, 2019
Property Address548 MIDDLE GATE, IRVINGTON, VA 22480-2415
Document Number190002058
Instrument DateDec 05, 2019
Instrument190002058
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyPREMIER TITLE AND ESCROW LLC, RIVER TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 MIDDLE GATE, IRVINGTON, VA 22480-2415

Mortgage

Document Number190002059
DateDec 12, 2019
Instrument190002059
Lender
NameDOMINION CAPITAL MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21.00 (-98.56%)$384,900 (+65.91%) Land $30,000 Building $354,900$384,900 (+65.91%) Land $30,000 Building $354,900
2023$1,461.00$232,000 Land $30,000 Building $202,000$232,000 Land $30,000 Building $202,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2010, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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