694 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 694 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Lot Size	0.245 acres (10,700 sqft)
Owner	Individual Name on Record
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`074-41-07-007.00`

Property Details

APN / Parcel Number

Primary APN	`074-41-07-007.00`
Alternative APNs	`37794` `78262`

Interior

Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,700 sqft (0.245 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Basement
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	78262
Street Address	694 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW HGTS LTS 1-2 BK A
Legal Subdivision	FAIRVIEW HEIGHTS
Legal Phase	1
Legal Block	A
Legal Lot Number	1-2
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2008
Census Tract	70101

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1130 GLENNS CREEK RD, FRANKFORT, KY 40601-8228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit EXPREE CU
Jun 21, 2023	Intrafamily Transfer, Transfer · Line of Credit EXPREE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	694 E MAIN ST, FRANKFORT, KY 40601-2366
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1710/753
Date	Jul 28, 2023
Book Page	M1710/753
Instrument	692973

Lender

Name	EXPREE CU
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Jun 21, 2023
Property Address	694 E MAIN ST, FRANKFORT, KY 40601-2366
Document Number	00D621/350
Book / Page	D621 / 350
Map Reference	MB 76 PG 410
Instrument Date	May 9, 2023
Instrument	690823
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 GLENNS CREEK RD, FRANKFORT, KY 40601-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 GLENNS CREEK RD, FRANKFORT, KY 40601-8228

Mortgage

Document Number	0000690824
Date	Jun 21, 2023
Instrument	690824

Lender

Name	EXPREE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00 (+0.23%)	$110,000 (-) Land $20,000 Building $90,000	$110,000 (-) Land $20,000 Building $90,000
2023	$1,314.00 (+0.92%)	$110,000 (-)	$110,000 (-)
2022	$1,302.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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