693 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 693 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Commercial
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Dec 2022)
Tax Bill	$898 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-41-04-017.00`

Property Details

APN / Parcel Number

Primary APN	`074-41-04-017.00`
Alternative APNs	`56981` `77519`

Interior

Stories	1 Story

Exterior

Exterior Material	Concrete Block
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	77519
Street Address	693 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2337
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ROLLING ACRES LT 2 BLK A
Legal Subdivision	ROLLING ACRES
Legal Phase	1
Legal Block	A
Legal Lot Number	2
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2005
Census Tract	70602

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	321 ARCADIA PARK, LEXINGTON, KY 40503-1338
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed, Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO
Jul 20, 2021	Deed, Transfer
May 28, 2009	Deed, Transfer · Seller Carry-Back GARY WILSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	May 28, 2009 · Amount on Record
Deed Document Number	2022679723
Deed Book / Page	617 / 584
Record Updated	Jun 8, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Dec 19, 2022
Property Address	693 E MAIN ST, FRANKFORT, KY 40601-2337
Document Number	00D617/584
Book / Page	D617 / 584
Map Reference	MB 110 PG 106
Instrument Date	Dec 9, 2022
Instrument	679723
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 SAINT MARYS AVE, OWENSBORO, KY 42301-4442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ARCADIA PARK, LEXINGTON, KY 40503-1338

Mortgage

Document Number	0000679724
Date	Dec 19, 2022
Instrument	679724

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 9, 2032

Interest

Rate Type	Adjustable Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 20, 2021
Property Address	693 E MAIN ST, FRANKFORT, KY 40601-2337
Document Number	00D604/704
Book / Page	D604 / 704
Map Reference	MB 110 PG 105
Instrument Date	Jul 9, 2021
Instrument	529814
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 MEADOW RIDGE DR, NICHOLASVILLE, KY 40356-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 LANES MILL RD, LAWRENCEBURG, KY 40342-9078
Investor	Possibly a Property Investor

May 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	May 28, 2009
Property Address	693 E MAIN ST, FRANKFORT, KY 40601-2337
Document Number	00D513/485
Book / Page	D513 / 485
Map Reference	DD119 PG353
Instrument Date	May 27, 2009
Instrument	344676
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1927 MOUNT ZION RD, FRANKFORT, KY 40601-9162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 MYRTLE AVE, FRANKFORT, KY 40601-3061
Investor	Possibly a Property Investor

Mortgage

Document Number	0000344677
Date	May 28, 2009
Instrument	344677

Lender

Name	GARY WILSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (+0.22%)	$75,000 (-) Land $12,000 Building $63,000	$75,000 (-) Land $12,000 Building $63,000
2023	$896.00 (+5.16%)	$75,000 (+4.17%)	$75,000 (+4.17%)
2022	$852.00	$72,000	$72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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