691 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 691 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Commercial
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Jan 2026)
Tax Bill	$898 (2025)
Deeds & Mortgages	Jan 2026 Sale & Construction Loan Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`074-41-04-016.00`

Property Details

APN / Parcel Number

Primary APN	`074-41-04-016.00`
Alternative APN	`74941`

Interior

Stories	1 Story

Exterior

Exterior Material	Concrete Block
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	74941
Street Address	691 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2337
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ROLLING ACRES LT 3 BK A
Legal Subdivision	ROLLING ACRES
Legal Phase	1
Legal Block	A
Legal Lot Number	3
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2005
Census Tract	70602

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1219 LANES MILL RD, LAWRENCEBURG, KY 40342-9078
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed, Construction Loan · Construction Mortgage CENTURY BANK OF KENTUCKY INC
Dec 30, 2025	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Deed Document Number	2026896537
Deed Book / Page	643 / 375
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	00D642/542
Record Updated	Sep 20, 2026

January 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jan 13, 2026
Property Address	691 E MAIN ST, FRANKFORT, KY 40601-2337
Document Number	00D643/375
Book / Page	D643 / 375
Map Reference	MB 110 PG 106
Instrument Date	Jan 9, 2026
Instrument	896537
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 LANES MILL RD, LAWRENCEBURG, KY 40342-9078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 LANES MILL RD, LAWRENCEBURG, KY 40342-9078

Mortgage

Document Number	0000896540
Date	Jan 13, 2026
Instrument	896540

Lender

Name	CENTURY BANK OF KENTUCKY INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 9, 2027

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRANKLIN KY
Recording Date	Dec 30, 2025
Property Address	691 E MAIN ST, FRANKFORT, KY 40601-2337
Document Number	00D642/542
Book / Page	D642 / 542
Map Reference	MB 110 PG 106
Instrument Date	Dec 19, 2025
Instrument	894267
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 MEADOW RIDGE DR, NICHOLASVILLE, KY 40356-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 LANES MILL RD, LAWRENCEBURG, KY 40342-9078
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (+0.22%)	$75,000 (-) Land $20,000 Building $55,000	$75,000 (-) Land $20,000 Building $55,000
2023	$896.00 (+0.9%)	$75,000 (-)	$75,000 (-)
2022	$888.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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