694 Christopal Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 694 Christopal Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,384 sqft · built 1950
Lot Size0.63 acres (27,486 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (May 2019)
Tax Bill$6,007 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN590-0194-0082-00

Property Details

APN / Parcel Number

Primary APN590-0194-0082-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,384 sqft Living Area
1st Floor Area1,557 sqft
2nd Floor Area827 sqft
Upper Floors Area827 sqft
Basement Area1,034 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area27,486 sqft (0.63 acres)
Lot Dimensions171 ft deep x 184 ft wide
Garage TypeBasement
Garage Area400 sqft
Parking Spaces1 Parking Space
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address694 CHRISTOPAL DR
CityCINCINNATI
StateOH
Zip45231-5060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHIRSTOPAL 184.95 X 171.13 IRR R1-T3-S14 NW
Legal Range01
Legal Township03
Legal Section14
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2001
Census Tract22102

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Dec 31, 2025Transfer on Death Deed, Transfer
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK NA
May 7, 2019Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Nov 13, 2008Deed of Trust, Mortgage · Conventional Mortgage
NORTHMINSTER PRESBYTERIAN CH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2019 · Amount on Record
Deed SaleMay 7, 2019 · Amount on Record
Prior SaleNov 25, 2008 · Amount on Record
Deed Document Number0000034787
Deed Book / Page13912 / 01074
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059117
DateMay 12, 2021
Book Page14416/2872
Instrument2021-0059117
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

December 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateDec 31, 2025
Property Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060
Document Number0000102198
Book / Page15573 / 1672
Instrument DateDec 12, 2025
Instrument2025-0102198
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060
Document Number0000094605
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address694 CHRISTOPAL DR CINCINNATI OH 452315060, CINCINNATI, OH 45231-5060

Mortgage

Document Number0000094605
DateSep 17, 2020
Book Page014255/000316
Instrument94605
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 7, 2019
Property Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060
Document Number0000034787
Book / Page13912 / 01074
Instrument DateMay 2, 2019
Instrument2019-0034787
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060

Mortgage

Document Number0000034788
DateMay 7, 2019
Instrument2019-0034788
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

November 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address694 CHRISTOPAL DR, CINCINNATI, OH 45231-5060
Document Number0000024598
Instrument DateNov 13, 2008
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address694 CHRISTOPAL DR CINCINNATI OH 452315060, CINCINNATI, OH 45231-5060

Mortgage

Document Number0000024598
DateApr 3, 2019
Book Page013888/000546
Instrument24598
Lender
NameNORTHMINSTER PRESBYTERIAN CH
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictFinneytown Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,007.00 (+2.37%)$86,104 (-) Land $22,936 Building $63,168
2024$5,868.00 (+1.72%)$86,104 (-) Land $22,936 Building $63,168
2023$5,769.00 (-13.92%)$86,104 (+18.59%) Land $22,936 Building $63,168$246,010 (+18.59%) Land $65,530 Building $180,480
2022$6,702.00 Homeowner's exemption$72,608 Land $21,655 Building $50,953
2020$207,450 Land $61,870 Building $145,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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