653 Christopal Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 653 Christopal Dr, Cincinnati, OH 45231

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.011 acres (479 sqft)
Owner	2 Individual Names on File
Tax Bill	$2 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0194-0171-00`

Property Details

APN / Parcel Number

Primary APN	`590-0194-0171-00`
Alternative APN	`0040189`

Exterior

Lot Area	479 sqft (0.011 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	653 CHRISTOPAL DR
City	CINCINNATI
State	OH
Zip	45231-5052
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	FALMOUTH DR 13.04 FT IRR R1-T3-S14 NW
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	22102

Owner

653 Christopal Dr, residential vacant land, is owned and occupied by two individuals.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 CHRISTOPAL DR, CINCINNATI, OH 45231-5052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 CHRISTOPAL DR, CINCINNATI, OH 45231-5052
Document Number	0000066860
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	653 CHRISTOPAL DR CINCINNATI OH 452315052, CINCINNATI, OH 45231-5052

Mortgage

Document Number	0000066860
Date	Jul 13, 2020
Book Page	014208/002669
Instrument	66860

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 653 Christopal Dr was $2, down 33.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2.00 (-33.33%)	$35 (-) Land $35	$100 Land $100
2024	$3.00 (+5%)	$35 (-) Land $35
2023	$2.00 (-33.33%)	$35 (-16.67%) Land $35	$100 Land $100
2022	$3.00	$42 Land $42
2020			$120 Land $120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Christopal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Christopal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20