Hamilton County property record for 745 Christopal Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,458 sqft · built 1959 |
| Lot Size | 0.597 acres (26,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2020) |
| Tax Bill | $5,192 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0190-0207-00 |
| Primary APN | 590-0190-0207-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 1,658 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 26,005 sqft (0.597 acres) |
| Lot Dimensions | 266 ft deep x 99.6 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 745 CHRISTOPAL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CHRISTOPAL 99.62 X 266.67IRR LOT 2 CRESTWOOD 3RD SUB |
| Legal Subdivision | CRESTWOOD 3RD SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22102 |
745 Christopal Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 CHRISTOPAL DR, CINCINNATI, OH 45231-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Sep 16, 2020 | Grant Deed, Transfer · VA Mortgage RUOFF MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Prior Sale | Mar 30, 2005 |
| Deed Document Number | 202094146 |
| Deed Book / Page | 14254 / 751 |
| Prior Transfer Date | Jun 27, 1994 |
| Prior Transfer Doc | 0000115061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 745 CHRISTOPAL DR, CINCINNATI, OH 45231-5003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000075077 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 14721/240 |
| Instrument | 2022-0075077 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 16, 2020 |
| Property Address | 745 CHRISTOPAL DR, CINCINNATI, OH 45231-5003 |
| Document Number | 0000094146 |
| Book / Page | 014254 / 000751 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 94146 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 745 CHRISTOPAL DR CINCINNATI OH 452315003, CINCINNATI, OH 45231-5003 |
| Document Number | 94147 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 014254/000754 |
| Instrument | 94147 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2050 |
The 2025 property tax bill for 745 Christopal Dr was $5,192, up 2.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,192.00 (+2.1%) | $73,500 (-) Land $17,955 Building $55,545 | $210,000 Land $51,300 Building $158,700 |
| 2024 | $5,085.00 (+1.84%) | $73,500 (-) Land $17,955 Building $55,545 | |
| 2023 | $4,993.00 (-16.49%) | $73,500 (+14.76%) Land $17,955 Building $55,545 | $210,000 Land $51,300 Building $158,700 |
| 2022 | $5,979.00 Homeowner's exemption | $64,047 Land $16,951 Building $47,096 | |
| 2020 | $182,990 Land $48,430 Building $134,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 745 Christopal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Christopal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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