69315 Vicky Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 69315 Vicky Dr, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1957
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Sep 2020)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-050-066-00`

Property Details

APN / Parcel Number

Primary APN	`015-050-066-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 107 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	69315 VICKY DR
City	STURGIS
State	MI
Zip	49091-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 66 ELAINE MANOR SUB SEC 11 T8S R10W
Legal Range	10W
Legal Township	08S
Legal Section	11
Legal Subdivision	ELAINE MANOR SUB
Legal Lot Number	66
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1010
Census Tract	40600

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69315 VICKY DR, STURGIS, MI 49091-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Jan 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage SEVEN D MILLER ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Mar 22, 2010 · Amount on Record
Deed Document Number	20205954
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	1621/0641
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	69315 VICKY DR, STURGIS, MI 49091-9798
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69315 VICKY DR, STURGIS, MI 49091-9798

Mortgage

Document Number	2023000513
Date	Jan 20, 2023
Instrument	2023000513

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	69315 VICKY DR, STURGIS, MI 49091-9798
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89315 VICKY DR, STURGIS, MI 49091

Mortgage

Document Number	2023000271
Date	Jan 11, 2023
Instrument	2023000271

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	Monthly
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Max Rate	12.3%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 25, 2020
Property Address	69315 VICKY DR, STURGIS, MI 49091-9798
Document Number	2020005954
Map Reference	LB 3 PG35&35A
Instrument Date	Sep 15, 2020
Instrument	2020005954
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 W 575 N, 875, HOWE, IN 46746-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W CHICAGO RD, STURGIS, MI 49091-1706

Mortgage

Date	Sep 25, 2020

Lender

Name	SEVEN D MILLER ETAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2023

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sturgis Township
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700 (+11.66%) Land $6,000 Building $68,700	$149,400 (+11.66%) Land $12,000 Building $137,400
2025	$1,670.00 Homeowner's exemption	$66,900 Land $4,700 Building $62,200	$133,800 Land $9,400 Building $124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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