69280 Vicky Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 69280 Vicky Dr, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015-050-042-00`

Property Details

APN / Parcel Number

Primary APN	`015-050-042-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 105 ft wide
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	69280 VICKY DR
City	STURGIS
State	MI
Zip	49091-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 42. ELAINE MANOR SUB DIV. SEC 11 T8S R10W.
Legal Range	10W
Legal Township	08S
Legal Section	11
Legal Subdivision	ELAINE MANOR SUB
Legal Lot Number	42
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1003
Census Tract	40600

Owner

69280 Vicky Dr is owned and occupied by two individuals who acquired it in December 1997.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69280 VICKY DR, STURGIS, MI 49091-8708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 1997
Deed Sale	Dec 9, 1997
Prior Sale	Apr 18, 1986 · Amount on File
Deed Book / Page	822 / 587
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	69280 VICKY DR, STURGIS, MI 49091-8708
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69280 VICKY DR, STURGIS, MI 49091-8708

Mortgage

Document Number	2025007506
Date	Sep 23, 2025
Instrument	2025007506

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 69280 Vicky Dr was $1,348 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sturgis Township
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,400 (+10.43%) Land $5,900 Building $91,500	$194,800 (+10.43%) Land $11,800 Building $183,000
2025	$1,348.00 Homeowner's exemption	$88,200 Land $4,600 Building $83,600	$176,400 Land $9,200 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69280 Vicky Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69280 Vicky Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20