69372 Vicky Dr, Sturgis, MI 49091 Property Records

St. Joseph County property record for 69372 Vicky Dr, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,155 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Nov 2023)
Tax Bill	$938 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-050-038-00`

Property Details

APN / Parcel Number

Primary APN	`015-050-038-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,155 sqft Living Area
1st Floor Area	1,155 sqft
Basement Area	1,155 sqft
Unfinished Basement	1,155 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 105 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	69372 VICKY DR
City	STURGIS
State	MI
Zip	49091-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 38. ELAINE MANOR SUB DIV. SEC 11 T8S R10W.
Legal Range	10W
Legal Township	08S
Legal Section	11
Legal Subdivision	ELAINE MANOR SUB
Legal Lot Number	38
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1003
Census Tract	40600

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69372 VICKY DR, STURGIS, MI 49091-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Aug 3, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 30, 2017	Land Contract, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	20238230
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 20, 2023
Property Address	69372 VICKY DR, STURGIS, MI 49091-9798
Document Number	2023008230
Map Reference	LB 3 PG 35
Instrument Date	Nov 17, 2023
Instrument	2023008230
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7733 WALCOTT ST, PORTAGE, MI 49024-4857

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63390 ROBBINS LAKE RD, JONES, MI 49061-8762

Mortgage

Document Number	2023008231
Date	Nov 20, 2023
Instrument	2023008231

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 3, 2023
Property Address	69372 VICKY DR, STURGIS, MI 49091-9798
Document Number	2023005571
Map Reference	LB 3 PG 35
Instrument Date	Jul 18, 2023
Instrument	2023005571
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69372 VICKY DR, STURGIS, MI 49091-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7733 WALCOTT ST, PORTAGE, MI 49024-4857

June 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 30, 2017
Property Address	69372 VICKY DR, STURGIS, MI 49091-9798
Document Number	1875/0743
Book / Page	1875 / 0743
Map Reference	LB3 PG35
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 15TH ST, 899, CLARKSTON, WA 99403-2327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 GATEWAY CT, STURGIS, MI 49091-2088

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Sturgis Township
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,100 (+59.32%)	$198,200 (+59.32%)
2025	$938.00 Homeowner's exemption
2023		$62,200 Land $4,900 Building $57,300	$124,400 Land $9,800 Building $114,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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