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6928 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6928 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,240 sqft · built 2008
Lot Size0.025 acres (1,106 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Oct 2020)
Tax Bill$4,328 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN076151-1418

Property Details

APN / Parcel Number

Primary APN076151-1418
Alternative APN
  • U1830209CO000037000030

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,384 sqft
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,106 sqft (0.025 acres)
PorchOpen Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511418
Street Address6928 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 3 BLOCK 37
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Tract9CO
Legal Block37
Legal Lot Number3
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Apr 24, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 12, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC
Feb 20, 2017Deed of Trust, Mortgage · FHA Mortgage
GREENLIGHT LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2020 · Amount on Record
Deed SaleOct 8, 2020 · Amount on Record
Prior SaleApr 24, 2019 · Amount on Record
Deed Document Number2020416468
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 8, 2020
Property Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000416468
Map ReferenceMB 113 PG 246-258
Instrument DateSep 29, 2020
Instrument2020416468
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyKEYSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9101 FAIRWAY LOOP, 9101, DADE CITY, FL 33525-0881

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000416470
DateOct 8, 2020
Instrument2020416470
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 24, 2019
Property Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000169947
Book / Page26563 / 1354
Map ReferenceMB 113 PG 246-258
Instrument DateApr 12, 2019
Instrument2019169947
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,039.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

NameVerified Name
Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000169948
DateApr 24, 2019
Instrument2019169948
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 12, 2019
Property Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0264551266
Book / Page026455 / 001266
Instrument DateMar 1, 2019
Instrument101759
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$976.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6928 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0248210086
Book / Page024821 / 000086
Instrument DateFeb 20, 2017
Transaction TypeMortgage
Record UpdatedApr 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12213 WATER MIST CT RIVERVIEW FL 335694715, RIVERVIEW, FL 33569-4715

Mortgage

Document Number0248210086
DateMar 27, 2017
Book Page024821/000086
Instrument114660
Lender
NameGREENLIGHT LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,530 (-8.84%) Land $16,609 Building $149,921$166,530 (-8.84%) Land $16,609 Building $149,921
2025$4,328.00 (+15.51%)$182,673 (+5.89%) Land $18,224 Building $164,449$182,673 (+5.89%) Land $18,224 Building $164,449
2023$3,747.00 (+6.57%)$172,514 (+10.44%) Land $17,210 Building $155,304$172,514 (+10.44%) Land $17,210 Building $155,304
2022$3,516.00$156,204 Land $15,579 Building $140,625$156,204 Land $15,579 Building $140,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 208 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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