Essex County and Maplewood Township property record for 693 Prospect St, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,978 sqft · built 1910 |
| Lot Size | 0.511 acres (22,259 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Aug 2011) |
| Tax Bill | $25,239 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00022-03-00257 |
| Primary APN | 11-00022-03-00257 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,978 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 22,259 sqft (0.511 acres) |
| Lot Dimensions | 197 ft deep x 113 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05085 |
|---|---|
| Street Address | 693 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 113X197 |
| Legal Subdivision | COUNTY/ESSEX |
| Legal Block | 22.3 |
| Legal Lot Number | 257 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 19800 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 693 PROSPECT ST, MAPLEWOOD, NJ 07040-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2017 | Deed of Trust, Mortgage · Line of Credit WEBSTER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2011 · Amount on Record |
| Deed Sale | Aug 26, 2011 · Amount on Record |
| Deed Document Number | 201161105 |
| Deed Book / Page | 12325 / 2235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 693 PROSPECT ST, MAPLEWOOD, NJ 07040-3105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 693 PROSPECT ST, MAPLEWOOD, NJ 07040-3105 |
| Document Number | 0000065614 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022065614 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 693 PROSPECT ST, MAPLEWOOD, NJ 07040-3105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 2021102883 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021102883 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 693 PROSPECT ST, MAPLEWOOD, NJ 07040-3105 |
| Document Number | 0000000505 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 693 PROSPECT ST MAPLEWOOD NJ 070403105, MAPLEWOOD, NJ 07040-3105 |
| Document Number | 0000000505 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 505 |
| Name | WEBSTER BK |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,051,200 (-) Land $427,900 Building $623,300 | $1,051,200 (-) Land $427,900 Building $623,300 | |
| 2025 | $25,239.00 (+3.8%) | $1,051,200 (+43.35%) Land $427,900 Building $623,300 | $1,051,200 (+43.35%) Land $427,900 Building $623,300 |
| 2024 | $24,314.00 (-5.96%) | ||
| 2023 | $733,300 Land $305,700 Building $427,600 | $733,300 Land $305,700 Building $427,600 | |
| 2022 | $25,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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