Essex County and Maplewood Township property record for 683 Prospect St, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,254 sqft · built 1924 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jan 1990) |
| Tax Bill | $19,964 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00022-09-00253 |
| Primary APN | 11-00022-09-00253 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 198 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05083 |
|---|---|
| Street Address | 683 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 50X198 |
| Legal Block | 22.9 |
| Legal Lot Number | 253 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19800 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 683 PROSPECT ST, MAPLEWOOD, NJ 07040-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 1990 · Amount on Record |
| Deed Sale | Jan 5, 1990 · Amount on Record |
| Deed Book / Page | 5108 / 631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 683 PROSPECT ST, MAPLEWOOD, NJ 07040-2703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 2021055616 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021055616 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 683 PROSPECT ST, MAPLEWOOD, NJ 07040-2703 |
| Document Number | 0000034344 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | SILK ABSTRACT COMPANY, SILK ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 683 PROSPECT ST MAPLEWOOD NJ 070402703, MAPLEWOOD, NJ 07040-2703 |
| Document Number | 0000034344 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 34344 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $831,500 (-) Land $386,700 Building $444,800 | $831,500 (-) Land $386,700 Building $444,800 | |
| 2025 | $19,964.00 (+3.81%) | $831,500 (+48.8%) Land $386,700 Building $444,800 | $831,500 (+48.8%) Land $386,700 Building $444,800 |
| 2024 | $19,232.00 (-2.39%) | ||
| 2023 | $558,800 Land $296,800 Building $262,000 | $558,800 Land $296,800 Building $262,000 | |
| 2022 | $19,703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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