Essex County and Maplewood Township property record for 696 Prospect St, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,220 sqft · built 1919 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $769,500 (Dec 2005) |
| Tax Bill | $23,172 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00028-01-00236 |
| Primary APN | 11-00028-01-00236 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,220 sqft Living Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Frame |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05141 |
|---|---|
| Street Address | 696 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 75X150 |
| Legal Block | 28.1 |
| Legal Lot Number | 236 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 19800 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 696 PROSPECT ST, MAPLEWOOD, NJ 07040-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 10, 2019 | Deed of Trust, Mortgage · Line of Credit INVESTORS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2005 · Amount on Record |
| Deed Sale | Dec 1, 2005 · Amount on Record |
| Prior Sale | Nov 27, 2002 · Amount on Record |
| Deed Book / Page | 6265 / 821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 696 PROSPECT ST, MAPLEWOOD, NJ 07040-3106 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000038432 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022038432 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 696 PROSPECT ST, MAPLEWOOD, NJ 07040-3106 |
| Document Number | 0000102220 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 696 PROSPECT ST MAPLEWOOD NJ 070403106, MAPLEWOOD, NJ 07040-3106 |
| Document Number | 0000102220 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 102220 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 696 PROSPECT ST, MAPLEWOOD, NJ 07040-3106 |
| Document Number | 0000098504 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 696 PROSPECT ST MAPLEWOOD NJ 070403106, MAPLEWOOD, NJ 07040-3106 |
| Document Number | 0000098504 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 98504 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 696 PROSPECT ST, MAPLEWOOD, NJ 07040-3106 |
| Document Number | 0000079218 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 696 PROSPECT ST MAPLEWOOD NJ 070403106, MAPLEWOOD, NJ 07040-3106 |
| Document Number | 0000079218 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 79218 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 22, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $979,300 (+1.47%) Land $403,300 Building $576,000 | $979,300 (+1.47%) Land $403,300 Building $576,000 | |
| 2025 | $23,172.00 (+3.81%) | $965,100 (+50.77%) Land $403,300 Building $561,800 | $965,100 (+50.77%) Land $403,300 Building $561,800 |
| 2024 | $22,322.00 (-1.09%) | ||
| 2023 | $640,100 Land $295,900 Building $344,200 | $640,100 Land $295,900 Building $344,200 | |
| 2022 | $22,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2004–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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