693 E Water St, Chillicothe, OH 45601 Property Records

Ross County property record for 693 E Water St, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1940
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jun 2020)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-54-42-019.000`

Property Details

APN / Parcel Number

Primary APN	`30-54-42-019.000`
Alternative APN	`544201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	125 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	544201
Street Address	693 E WATER ST, 135/2602
City	CHILLICOTHE
State	OH
Zip	45601-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	693 E WATER ST 135/2602 RES EP&V 44X124.7 54-42-1 9 0219/1828 17-3-197,198 & 199
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	2
Census Block	2012
Census Tract	956400

Owner

693 E Water St is owned by two individuals who bought it in June 2020.

Source: Ross County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	693 E WATER ST, CHILLICOTHE, OH 45601-2761
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Deed Document Number	20203843
Deed Book / Page	541 / 1175
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Jun 3, 2020
Property Address	693 E WATER ST, CHILLICOTHE, OH 45601-2761
Document Number	0005411175
Book / Page	000541 / 001175
Instrument Date	Apr 3, 2020
Instrument	3843
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	693 E WATER ST CHILLICOTHE OH 456012761, CHILLICOTHE, OH 45601-2761

Mortgage

Document Number	5411179
Date	Jun 3, 2020
Book Page	000541/001179
Instrument	3844

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 693 E Water St was $1,187, up 30.7% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+30.73%)	$32,900 (+44.36%) Land $3,150 Building $29,750	$94,010 (+44.41%) Land $9,000 Building $85,010
2024	$908.00 (-1.63%) Homeowner's exemption	$22,790 (-) Land $3,150 Building $19,640	$65,100 Land $9,000 Building $56,100
2023	$923.00 (-0.11%) Homeowner's exemption	$22,790 (-) Land $3,150 Building $19,640
2022	$924.00 Homeowner's exemption	$22,790 Land $3,150 Building $19,640	$65,100 Land $9,000 Building $56,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 693 E Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20