Ross County property record for 678 E Water St, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 684 sqft · built 1940 |
| Lot Size | 0.114 acres (4,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Oct 2021) |
| Tax Bill | $702 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-54-39-030.000 |
| Primary APN | 30-54-39-030.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 684 sqft Living Area |
| Gross Area | 1,308 sqft |
| 1st Floor Area | 684 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 624 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 4,975 sqft (0.114 acres) |
| Lot Dimensions | 199 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 543903 |
|---|---|
| Street Address | 678 E WATER ST |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 678 E WATER ST RES WATT P 25X198.5 54-39 -30 (17-3-300) |
| Legal Subdivision | T A WATTS |
| Legal Lot Number | 1 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | SCIOTO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 956400 |
678 E Water St is owned and occupied by two individuals who bought it in October 2021.
Source: Ross County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 678 E WATER ST, CHILLICOTHE, OH 45601-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Transfer on Death Deed, Transfer |
| Oct 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 20219395 |
| Deed Book / Page | 555 / 1699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jul 21, 2022 |
| Property Address | 678 E WATER ST, CHILLICOTHE, OH 45601-2760 |
| Document Number | 0005621818 |
| Book / Page | 562 / 1818 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 202200005683 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Oct 15, 2021 |
| Property Address | 678 E WATER ST, CHILLICOTHE, OH 45601-2760 |
| Document Number | 0005551699 |
| Book / Page | 555 / 1699 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 202100009395 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 678 E WATER ST, CHILLICOTHE, OH 45601-2760 |
| Document Number | 202100009396 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 202100009396 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 678 E Water St was $702 with a homeowner's exemption, up 56.7% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Scioto Township |
| Municipality | Chillicothe City |
| Unified School District | Chillicothe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $702.00 (+56.7%) | $29,610 (+40.67%) Land $2,850 Building $26,760 | $84,620 (+40.71%) Land $8,150 Building $76,470 |
| 2024 | $448.00 (-6.86%) Homeowner's exemption Senior Citizen's exemption | $21,050 (-) Land $2,850 Building $18,200 | $60,140 Land $8,150 Building $51,990 |
| 2023 | $481.00 (-3.61%) Homeowner's exemption Senior Citizen's exemption | $21,050 (-) Land $2,850 Building $18,200 | |
| 2022 | $499.00 Homeowner's exemption Senior Citizen's exemption | $21,050 Land $2,850 Building $18,200 | $60,140 Land $8,150 Building $51,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 678 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 678 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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