Ross County property record for 757 E Water St, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1946 |
| Lot Size | 0.129 acres (5,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2026) |
| Tax Bill | $784 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-54-44-011.000 |
| Primary APN | 30-54-44-011.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,632 sqft (0.129 acres) |
| Lot Dimensions | 128 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Patio Area | 368 sqft |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Lean-To | 40 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 544401 |
|---|---|
| Street Address | 757 E WATER ST |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-2778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 757 E WATER ST RES EP&V 31 40X127 54-44- 11 (17-3-157) |
| Legal Subdivision | VANMETERES SUB |
| Legal Lot Number | 31 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | SCIOTO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 956400 |
757 E Water St is owned and occupied by an individual who bought it in July 2026.
Source: Ross County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · VA Mortgage HOME FEDERAL BANK |
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Oct 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | Oct 9, 2024 · Amount on File |
| Deed Document Number | 20264778 |
| Deed Book / Page | 592 / 5731 |
| Prior Transfer Date | Sep 7, 2006 |
| Prior Transfer Doc | 0003311182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jul 10, 2026 |
| Property Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Document Number | 0000004778 |
| Book / Page | 592 / 5731 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20264778 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Document Number | 0000004779, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20264779 |
| Name | HOME FEDERAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0000004780, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 592/5753 |
| Instrument | 20264780 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Document Number | 0005630209 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 563/209 |
| Instrument | 202200006567 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Oct 9, 2024 |
| Property Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Document Number | 0005782592 |
| Book / Page | 578 / 2592 |
| Map Reference | MB 3 PG 33 |
| Instrument Date | Aug 3, 2024 |
| Instrument | 202400006376 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 757 E WATER ST, CHILLICOTHE, OH 45601-2778 |
| Document Number | 202400006377 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 202400006377 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 757 E Water St was $784, up 33.8% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Scioto Township |
| Municipality | Chillicothe City |
| Unified School District | Chillicothe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $784.00 (+33.79%) | $21,700 (+47.52%) Land $3,220 Building $18,480 | $61,980 (+47.5%) Land $9,190 Building $52,790 |
| 2024 | $586.00 (-1.51%) Homeowner's exemption | $14,710 (-) Land $3,220 Building $11,490 | $42,020 Land $9,190 Building $32,830 |
| 2023 | $595.00 (-0.17%) Homeowner's exemption | $14,710 (-) Land $3,220 Building $11,490 | |
| 2022 | $596.00 Homeowner's exemption | $14,710 Land $3,220 Building $11,490 | $42,020 Land $9,190 Building $32,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 757 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 757 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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