693 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 693 E Main St, Centreville, MI 49032

Property Summary

Property Type	Commercial
Details	6,324 sqft
Lot Size	5.22 acres (227,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,900 (Jan 1996)
Tax Bill	$14,561 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-777-074-00`

Property Details

APN / Parcel Number

Primary APN	`042-777-074-00`

Interior

Building Area	6,324 sqft Building Perimeter

Exterior

Lot Area	227,383 sqft (5.22 acres)

Location & Zoning

Street Address	693 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9603
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CALL VILLA
Legal Description	BEG AT E 1/4 COR SEC 30 T6S R10W VIL OF CENTREVILLE TH N 46D 27M W ALG C/L M-86 808.74 FT TH N 12D 17M 15S E 389.26 FT TH S 7
Legal Range	10W
Legal Township	06S
Legal Section	30
Legal Subdivision	VIL OF CENTREVILLE
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2031
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13095 ANDERSON RD, WHITE PIGEON, MI 49099-9433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 22, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 22, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 1996 · Amount on Record
Deed Sale	Jan 31, 1996 · Amount on Record
Deed Book / Page	751 / 251
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	693 E MAIN ST, CENTREVILLE, MI 49032-9603
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22710 MINTDALE RD, STURGIS, MI 49091-9344

Mortgage

Document Number	2022008336
Date	Sep 22, 2022
Instrument	2022008336

Lender

Name	USDA
Type	Government Agency
Address	O FALLON, MO 63368

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2042

Interest

Rate	2.54%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	693 E MAIN ST, CENTREVILLE, MI 49032-9603
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22710 MINTDALE RD, STURGIS, MI 49091-9344

Mortgage

Document Number	2022008335
Date	Sep 22, 2022
Instrument	2022008335

Lender

Name	USDA
Type	Government Agency
Address	CENTREVILLE, MI 49032

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2042

Interest

Rate	2.55%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	693 E MAIN ST, CENTREVILLE, MI 49032-9603
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65375 SHIMMEL RD, STURGIS, MI 49091-9627

Mortgage

Document Number	2022008337
Date	Sep 22, 2022
Instrument	2022008337

Lender

Name	USDA
Type	Government Agency
Address	O FALLON, MO 63368

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2042

Interest

Rate	2.18%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,500 Land $30,100 Building $243,400	$547,000 Land $60,200 Building $486,800
2025	$14,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon, Xfinity.

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