692 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 692 E Main St, Centreville, MI 49032

Property Summary

Property TypeCommercial
Details15,582 sqft · built 1998
Lot Size5.08 acres (221,285 sqft)
OwnerCompany Name on Record
Tax Bill$10,119 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN042-777-078-20

Property Details

APN / Parcel Number

Primary APN042-777-078-20

Interior

Building Area15,582 sqft Building Perimeter

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area221,285 sqft (5.08 acres)

Location & Zoning

Street Address692 E MAIN ST
CityCENTREVILLE
StateMI
Zip49032-9301
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM AT E 1/4 COR TH N 46D 27M W ALG C/L HWY M-86 & ITS PROJ 716.98 FT TH S 43D 33M W 307.42 FT TH S 00D 17M 55S E 275 FT TH N
Legal Range10W
Legal Township06S
Legal Section30
Legal SubdivisionVIL OF CENTREVILLE
JurisdictionST JOSEPH MI
Township / Civil DivisionNOTTAWA
Census Block Group2
Census Block2086
Census Tract41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address658 E MAIN ST, CENTREVILLE, MI 49032-9627
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2005
Deed SaleApr 8, 2005
Prior SaleOct 9, 1997
Deed Book / Page1297 / 165
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address692 E MAIN ST, CENTREVILLE, MI 49032-9301
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024001044
DateFeb 16, 2024
Instrument2024001044
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 28, 2034

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCentreville Village
CountySt. Joseph County
County SubdivisionNottawa Township
Unified School DistrictCentreville Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$481,700$963,400
2025$10,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Midwest Energy & Communications
Fiber
1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile, Verizon.

Nearby Properties on E Main St

Nearby Streets

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