681 E Main St, Centreville, MI 49032 Property Records

St. Joseph County property record for 681 E Main St, Centreville, MI 49032

Property Summary

Property Type	Commercial
Details	17,938 sqft · built 2000
Lot Size	3.4 acres (148,104 sqft)
Owner	Company Name on Record
Last Sale	$620,000 (Jan 2022)
Tax Bill	$7,774 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`042-777-074-30`

Property Details

APN / Parcel Number

Primary APN	`042-777-074-30`

Interior

Units	24 Units
Building Area	17,938 sqft Building Perimeter

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	148,104 sqft (3.4 acres)

Location & Zoning

Street Address	681 E MAIN ST
City	CENTREVILLE
State	MI
Zip	49032-9605
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM AT E 1/4 COR TH N 46D 27M W 1043.06 FT TO POB TH N 46D 27M W ALG C/L HWY M-86 FOR 275 FT TH N 12D 18M 38S E 440.81 FT TH
Legal Range	10W
Legal Township	06S
Legal Section	30
Legal Subdivision	VIL OF CENTREVILLE
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	2
Census Block	2031
Census Tract	41301

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1940 TURNER AVE NW, B, GRAND RAPIDS, MI 49504-2045
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jan 10, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	2022250
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	681 E MAIN ST, CENTREVILLE, MI 49032-9605
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022009186
Date	Oct 25, 2022
Instrument	2022009186

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	TECUMSEH, MI 49286

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 7, 2029

Interest

Change Frequency	5 Years

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 10, 2022
Property Address	681 E MAIN ST, CENTREVILLE, MI 49032-9605
Document Number	2022000250
Instrument Date	Dec 31, 2021
Instrument	2022000250
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$6,150.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13854 SIMONE DR, 13854, SHELBY TOWNSHIP, MI 48315-2960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 PINE ISLAND DR NE, SHELBY TWP, MI 48315

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Centreville Village
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,300	$622,600
2025	$7,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTREVILLE serves 1,579 people · EPA ID MI0001310
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon, Xfinity.

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