693 E Bard Rd, Muskegon, MI 49445 Property Records

Muskegon County property record for 693 E Bard Rd, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 2005
Lot Size	3.11 acres (135,472 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jan 2016)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-07-028-200-0001-70`

Property Details

APN / Parcel Number

Primary APN	`61-07-028-200-0001-70`
Alternative APN	`07028200000170`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	135,472 sqft (3.11 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	693 E BARD RD
City	MUSKEGON
State	MI
Zip	49445-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG/RC
Legal Description	DALTON TOWNSHIP D-0421K SEC 28 T11N R16W THE W 246.46 FT OF THE E 823.39 FT OF THE NW 1/4 OF THE NE 1/4 EXC THE N 441.60 FT
Jurisdiction	MUSKEGON MI
Township / Civil Division	DALTON
Census Block Group	2
Census Block	2013
Census Tract	3400

Owner

693 E Bard Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	693 E BARD RD, MUSKEGON, MI 49445-9532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage HEARTLAND HOME MORTGAGE
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2016 · Amount on File
Deed Sale	Jan 7, 2016 · Amount on File
Prior Sale	Aug 29, 2005
Deed Document Number	20165540538
Deed Book / Page	4074 / 698
Last Transfer Date	Aug 4, 2023
Transfer Doc	004335/930
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Aug 8, 2023
Property Address	693 E BARD RD, MUSKEGON, MI 49445-9532
Document Number	004335/930
Book / Page	4335 / 930
Instrument Date	Aug 4, 2023
Instrument	5801520
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 E BARD RD, MUSKEGON, MI 49445-9532

Mortgage

Document Number	0005801521
Date	Aug 8, 2023
Instrument	5801521

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	693 E BARD RD, MUSKEGON, MI 49445-9532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005709959
Date	Jan 6, 2021
Book Page	4244/281
Instrument	5709959

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 693 E Bard Rd was $3,656 with a homeowner's exemption, up 83.5% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Dalton Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,900 (-1.78%)	$341,800 (-1.78%)
2025	$3,656.00 (+83.53%) Homeowner's exemption	$174,000	$348,000
2024	$1,992.00
2023		$91,800	$183,600
2022	$1,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 693 E Bard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 E Bard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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