Muskegon County property record for 655 E Bard Rd, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 886 sqft · built 2006 |
| Lot Size | 3.09 acres (134,992 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,429 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-07-028-200-0001-60 |
| Primary APN | 61-07-028-200-0001-60 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 886 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 134,992 sqft (3.09 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 655 E BARD RD |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG/RC |
| Legal Description | DALTON TOWNSHIP D-0421J SEC 28 T11N R16W THE W 246.46 FT OF THE E 1069.85 FT OF THE NW 1/4 OF THE NE 1/4 EXC THE N 441.60 FT |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | DALTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3400 |
655 E Bard Rd is owned and occupied by an individual who acquired it in November 2012.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 E BARD RD, MUSKEGON, MI 49445-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2012 |
| Deed Sale | Nov 1, 2012 |
| Prior Sale | Nov 7, 2011 |
| Deed Document Number | 20125430775 |
| Deed Book / Page | 3929 / 84 |
| Prior Transfer Date | Oct 26, 2011 |
| Prior Transfer Doc | 0005396422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 655 E BARD RD, MUSKEGON, MI 49445-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 655 E BARD RD, MUSKEGON, MI 49445-9532 |
| Document Number | 004330/807 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 4330/807 |
| Instrument | 5796402 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 655 E BARD RD, MUSKEGON, MI 49445-9532 |
| Document Number | 0005635930 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 E BARD RD MUSKEGON MI 494459532, MUSKEGON, MI 49445-9532 |
| Document Number | 0005635930 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 004170/000180 |
| Instrument | 5635930 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461-1848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 655 E Bard Rd was $2,429 with a homeowner's exemption, up 2.5% from the year before.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Dalton Township |
| Unified School District | Reeths-Puffer Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,500 (+5.62%) | $293,000 (+5.62%) | |
| 2025 | $2,429.00 (+2.49%) Homeowner's exemption | $138,700 | $277,400 |
| 2024 | $2,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 E Bard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 E Bard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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