Muskegon County property record for 653 E Bard Rd, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 2005 |
| Lot Size | 1.5 acres (65,688 sqft) |
| Owner | Trust Name on File |
| Last Sale | $181,200 (Dec 2021) |
| Tax Bill | $4,569 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-07-028-200-0001-20 |
| Primary APN | 61-07-028-200-0001-20 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,688 sqft (1.5 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 653 E BARD RD |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG/RC |
| Legal Description | DALTON TOWNSHIP D-0421D SEC 28 T11N R16W THE S 200 FT OF THE N 441.60 FT OF THE W 180.46 FT OF THE E 1069.85 FT OF THE NW 1/ |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | DALTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3400 |
653 E Bard Rd is held in a trust since December 2021.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 240 DEL ROY DR, SAN MARCOS, CA 92069-1154 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 2, 2019 | Warranty Deed, Transfer · FHA Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jul 2, 2019 |
| Deed Document Number | 20215748268 |
| Deed Book / Page | 4282 / 627 |
| Prior Transfer Date | Feb 15, 2011 |
| Prior Transfer Doc | 0005372351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Dec 7, 2021 |
| Property Address | 653 E BARD RD, MUSKEGON, MI 49445-9532 |
| Document Number | 004282/627 |
| Book / Page | 4282 / 627 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 5748268 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | PREMIER LAKESHORE TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 653 E BARD RD, 653, MUSKEGON, MI 49445-9532 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 240 DEL ROY DR, SAN MARCOS, CA 92069-1154 |
| Document Number | 004282/628 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 4282/628 |
| Instrument | 5748269 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jul 2, 2019 |
| Property Address | 653 E BARD RD, MUSKEGON, MI 49445-9532 |
| Document Number | 0005659346 |
| Book / Page | 004193 / 000617 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 5659346 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 CATALINA DR #425 MUSKEGON MI 494447777, 425, MUSKEGON, MI 49444-7777 |
| Document Number | 5659347 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 004193/000618 |
| Instrument | 5659347 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 653 E Bard Rd was $4,569, up 2.6% from the year before.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Dalton Township |
| Unified School District | Reeths-Puffer Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,200 (+5.59%) | $234,400 (+5.59%) | |
| 2025 | $4,569.00 (+2.56%) | $111,000 | $222,000 |
| 2024 | $4,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 653 E Bard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 653 E Bard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures