Seminole County property record for 692 Saranac Dr, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,318 sqft · built 1987 |
| Lot Size | 0.462 acres (20,121 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $437,000 (May 2019) |
| Tax Bill | $196 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-31-5HS-0000-1060 |
| Primary APN | 08-21-31-5HS-0000-1060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,318 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 2,318 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 20,121 sqft (0.462 acres) |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 620 sqft |
| Patio Area | 474 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 692 SARANAC DR |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 106 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 08 |
| Legal Subdivision | TUSCAWILLA UNIT 14A |
| Legal Tract | 5HS |
| Legal Lot Number | 106 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21313 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 692 SARANAC DR, WINTER SPGS, FL 32708-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| May 24, 2019 | Warranty Deed, Transfer · VA Mortgage CENTURY LNDG |
| May 24, 2019 | Quit Claim Deed, Transfer LEADING EDGE TITLE/CTRL FL LIMITED, LEADING EDGE TITLE/CTRL FL LTD |
| Feb 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on Record |
| Deed Sale | May 24, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2014 · Amount on Record |
| Deed Document Number | 201955329 |
| Deed Book / Page | 9360 / 1932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 692 SARANAC DR, WINTER SPRINGS, FL 32708-5607 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 692 SARANAC DR, WINTER SPRINGS, FL 32708-5607 |
| Document Number | 0097600719 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 9760/719 |
| Instrument | 2020130452 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 24, 2019 |
| Property Address | 692 SARANAC DR, WINTER SPRINGS, FL 32708-5607 |
| Document Number | 0093601932 |
| Book / Page | 009360 / 001932 |
| Instrument Date | May 24, 2019 |
| Instrument | 55329 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | LEADING EDGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,059.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 692 SARANAC DR WINTER SPRINGS FL 327085607, WINTER SPRINGS, FL 32708-5607 |
| Document Number | 93601934 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 009360/001934 |
| Instrument | 55330 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 24, 2019 |
| Property Address | 692 SARANAC DR, WINTER SPRINGS, FL 32708-5607 |
| Document Number | 0093601927 |
| Book / Page | 009360 / 001927 |
| Instrument Date | May 24, 2019 |
| Instrument | 55327 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | LEADING EDGE TITLE/CTRL FL LIMITED, LEADING EDGE TITLE/CTRL FL LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 692 SARANAC DR WINTER SPRINGS FL 327085607, WINTER SPRINGS, FL 32708-5607 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 12, 2018 |
| Property Address | 692 SARANAC DR, WINTER SPRINGS, FL 32708-5607 |
| Document Number | 0090740083 |
| Book / Page | 009074 / 000083 |
| Instrument Date | Dec 9, 2017 |
| Instrument | 16352 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 692 SARANAC DR WINTER SPRINGS FL 327085607, WINTER SPRINGS, FL 32708-5607 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 12, 2018 |
| Property Address | 692 SARANAC DR, WINTER SPRINGS, FL 32708-5607 |
| Document Number | 0090740087 |
| Book / Page | 009074 / 000087 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 16353 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 692 SARANAC DR WINTER SPRINGS FL 327085607, WINTER SPRINGS, FL 32708-5607 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196.00 (+19.51%) Homeowner's exemption Veteran's exemption | $407,373 (+5.99%) | $584,996 (+13.88%) Land $150,000 Building $434,996 |
| 2024 | $164.00 | ||
| 2023 | $164.00 (+5.13%) Homeowner's exemption | $384,361 (+3%) | $513,685 (+8.42%) Land $140,000 Building $373,685 |
| 2022 | $156.00 Homeowner's exemption | $373,166 | $473,813 Land $120,000 Building $353,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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