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689 Saranac Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 689 Saranac Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,757 sqft · built 1986
Lot Size0.358 acres (15,603 sqft)
OwnerCompany Name on Record
Last Sale$100 (Jan 2016)
Tax Bill$4,454 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0280

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0280
Alternative APN
  • 2131085HS00000280

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,757 sqft Living Area
Gross Area3,356 sqft
1st Floor Area2,757 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,603 sqft (0.358 acres)
Garage TypeAttached
Garage Area599 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area263 sqft
Patio Area976 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar

Location & Zoning

Street Address689 SARANAC DR
CityWINTER SPRINGS
StateFL
Zip32708-5605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 28 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA UNIT 14A
Legal Tract5HS
Legal Lot Number28
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3000
Census Tract21313

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address689 SARANAC DR, WINTER SPRINGS, FL 32708-5605
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2016 · Amount on Record
Deed SaleJan 1, 2016 · Amount on Record
Prior SaleJul 28, 1994 · Amount on Record
Deed Book / Page8612 / 1860
Last Transfer DateJan 6, 2016
Transfer Doc0086121860
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address689 SARANAC DR, WINTER SPRINGS, FL 32708-5605
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 SARANAC DR, WINTER SPRINGS, FL 32708-5605

Mortgage

Document Number0105281721
DateOct 26, 2023
Book Page10528/1721
Instrument2023099043
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,454.00 (+10.93%) Homeowner's exemption$305,438 (+5.99%)$622,058 (+14.68%) Land $150,000 Building $472,058
2023$4,015.00 (+2.92%) Homeowner's exemption$288,184 (+3%)$542,428 (+8.5%) Land $140,000 Building $402,428
2022$3,901.00 Homeowner's exemption$279,790$499,955 Land $120,000 Building $379,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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