Seminole County property record for 687 Saranac Dr, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,211 sqft · built 1987 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,900 (Jun 2007) |
| Tax Bill | $4,986 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-31-5HS-0000-0290 |
| Primary APN | 08-21-31-5HS-0000-0290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,211 sqft Living Area |
| Gross Area | 3,709 sqft |
| 1st Floor Area | 2,823 sqft |
| Upper Floors Area | 388 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 379 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 687 SARANAC DR |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 29 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 08 |
| Legal Subdivision | TUSCAWILLA UNIT 14A |
| Legal Tract | 5HS |
| Legal Lot Number | 29 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21313 |
687 Saranac Dr is owned and occupied by two individuals who acquired it in October 2026.
Source: Seminole County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Mar 9, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2007 · Amount on File |
| Deed Sale | Jun 8, 2007 · Amount on File |
| Prior Sale | Oct 7, 1997 · Amount on File |
| Deed Document Number | 200784625 |
| Deed Book / Page | 6720 / 1133 |
| Last Transfer Date | Oct 1, 2026 |
| Transfer Doc | 0000097900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 2, 2026 |
| Property Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Document Number | 0000097900 |
| Book / Page | 11122 / 310 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202697900 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Document Number | 0100800758 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 10080/758 |
| Instrument | 2021141414 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Document Number | 0090340640 |
| Book / Page | 009034 / 000640 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 687 SARANAC DR WINTER SPRINGS FL 327085605, WINTER SPRINGS, FL 32708-5605 |
| Document Number | 0090340640 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 009034/000640 |
| Instrument | 122273 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 687 SARANAC DR, WINTER SPRINGS, FL 32708-5605 |
| Document Number | 0088891050 |
| Book / Page | 008889 / 001050 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 687 SARANAC DR WINTER SPRINGS FL 327085605, WINTER SPRINGS, FL 32708-5605 |
| Document Number | 0088891050 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 008889/001050 |
| Instrument | 33794 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 4, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 687 Saranac Dr was $4,986.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,986.00 | $338,331 | $691,791 Land $150,000 Building $541,791 |
| 2023 | $4,500.00 (+2.86%) Homeowner's exemption | $319,219 (+3%) | $601,437 (+8.28%) Land $140,000 Building $461,437 |
| 2022 | $4,375.00 Homeowner's exemption | $309,921 | $555,467 Land $120,000 Building $435,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 687 Saranac Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 687 Saranac Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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