692 Gerald Ln, Elm Mott, TX 76640 Property Records

McLennan County property record for 692 Gerald Ln, Elm Mott, TX 76640

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,102 sqft · built 1977
Lot Size1.96 acres (85,726 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Nov 2018)
Tax Bill$2,434 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN50-024900-000100-6

Property Details

APN / Parcel Number

Primary APN50-024900-000100-6
Alternative APNs
  • 5002490000010060111
  • 201427

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,102 sqft Living Area
Gross Area2,608 sqft
1st Floor Area2,102 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1992
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area85,726 sqft
Lot Dimensions529 ft deep x 162 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area336 sqft
Shed1 Shed
Shed Area1,176 sqft
Utility Building576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address692 GERALD LN
CityELM MOTT
StateTX
Zip76640-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCULP J ACRES 1.968
Legal SubdivisionCULP J
JurisdictionMCLENNAN TX
Township / Civil DivisionAXTELL
Census Block Group1
Census Block1065
Census Tract3500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address692 GERALD LN, ELM MOTT, TX 76640-3658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
AFFILIATED BANK
Nov 21, 2018Vendor's Lien, Transfer
AFFILIATED BANK
Aug 9, 2018Trustee's Deed, Construction Loan · Construction Mortgage
ALLIANCE BK CTRL TX
Aug 6, 2018Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Prior SaleMay 23, 2013
Deed Document Number201840691
Prior Transfer DateNov 16, 2018
Prior Transfer Doc0000040691
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address692 GERALD LN, ELM MOTT, TX 76640-3658
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003991
DateFeb 1, 2021
Instrument2021003991
Lender
NameAFFILIATED BANK
TypeBank
AddressARLINGTON, TX 76015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateNov 21, 2018
Property Address692 GERALD LN, ELM MOTT, TX 76640-3658
Document Number0000040691
Map ReferenceVOL1667 PG626
Instrument DateNov 16, 2018
Instrument2018040691
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address692 GERALD LN, 692, ELM MOTT, TX 76640-3658

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 GERALD LN, ELM MOTT, TX 76640-3658

Mortgage

Document Number0000040692
DateNov 21, 2018
Instrument2018040692
Lender
NameAFFILIATED BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateAug 9, 2018
Property Address692 GERALD LN, ELM MOTT, TX 76640-3658
Instrument DateAug 3, 2018
Instrument28214
Transaction TypeConstruction Loan
Record UpdatedSep 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address692 GERALD LN ELM MOTT TX 766403658, ELM MOTT, TX 76640-3658

Mortgage

Document Number0000028214
DateAug 9, 2018
Instrument28214
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76714
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 8, 2019

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMCLENNAN TX
Recording DateAug 6, 2018
Property Address692 GERALD LN, ELM MOTT, TX 76640-3658
Document Number0000027760
Instrument DateJul 27, 2018
Instrument27760
Transaction TypeTransfer
Record UpdatedAug 28, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address692 GERALD LN ELM MOTT TX 766403658, ELM MOTT, TX 76640-3658

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictWest Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,700 (+1%)$330,000 (+9.05%) Land $32,247 Building $297,753
2025$2,434.00 (-4.47%) Homeowner's exemption$297,000 (+1%) Land $26,930 Building $275,690$302,620 (+12.08%) Land $26,930 Building $275,690
2024$2,548.00 (+1.76%)
2023$270,000 Land $24,480 Building $245,520$270,000 Land $24,480 Building $245,520
2022$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEROY TOURS GERALD WSC
serves 1,845 people · EPA ID TX1550027
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10
AT&T
Fixed Wireless
25 / 3

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