424 Gerald Ln, Elm Mott, TX 76640 Property Records

McLennan County property record for 424 Gerald Ln, Elm Mott, TX 76640

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,695 sqft · built 1975
Lot Size	9.93 acres (432,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,700 (Apr 2007)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-024900-001600-2`

Property Details

APN / Parcel Number

Primary APN	`50-024900-001600-2`
Alternative APNs	`5002490000160020101` `201443`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	432,899 sqft
Garage Type	Carport
Garage Area	1,140 sqft
Carport	Carport
Carport Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Storage Building	64 sqft
Utility Building	1,900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	424 GERALD LN
City	ELM MOTT
State	TX
Zip	76640-3513
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	CULP J ACRES 9.938
Legal Subdivision	CULP J
Jurisdiction	MCLENNAN TX
Township / Civil Division	AXTELL
Census Block Group	1
Census Block	1065
Census Tract	3500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 GERALD LN, ELM MOTT, TX 76640-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2007 · Amount on Record
Deed Sale	Apr 23, 2007 · Amount on Record
Prior Sale	Apr 23, 2007
Deed Document Number	200714191
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	0000014191
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 23, 2019
Property Address	424 GERALD LN, ELM MOTT, TX 76640-3513
Document Number	0000028318
Instrument Date	Aug 20, 2019
Instrument	28318
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 GERALD LN ELM MOTT TX 766403513, ELM MOTT, TX 76640-3513

Mortgage

Document Number	28319
Date	Aug 23, 2019
Instrument	28319

Lender

Name	JONES JUANITA C LIVING TR (RT)
Address	538 GERALD LN, ELM MOTT, TX 76640-3657

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2034

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,789 (-16.42%)	$347,774 (+2.16%) Land $89,811 Building $257,963
2025	$1,856.00 (-8.07%) Homeowner's exemption	$319,206 (+41.1%)	$340,410 (+14.38%) Land $80,660 Building $259,750
2024	$2,019.00 (+0.8%)
2023		$226,228 Land $9,280 Building $216,948	$297,608 Land $80,660 Building $216,948
2022	$2,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEROY TOURS GERALD WSC serves 1,845 people · EPA ID TX1550027
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3