McLennan County property record for 852 Gerald Ln, Elm Mott, TX 76640
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,830 sqft · built 1974 |
| Lot Size | 16.6 acres (725,274 sqft) |
| Owner | Company Name on Record |
| Last Sale | $178,100 (Feb 2017) |
| Tax Bill | $2,007 (2018) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 50-024900-001901-3 |
| Primary APN | 50-024900-001901-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,830 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 725,274 sqft |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 325 sqft |
| Shed | 1 Shed |
| Shed Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 852 GERALD LN |
|---|---|
| City | ELM MOTT |
| State | TX |
| Zip | 76640-3659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | CULP J ACRES 16.65 |
| Legal Subdivision | CULP J |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | AXTELL |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 3500 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 852 GERALD LN, ELM MOTT, TX 76640-3659 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 18, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Feb 9, 2017 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2017 · Amount on Record |
| Deed Sale | Feb 9, 2017 · Amount on Record |
| Deed Document Number | 20174279 |
| Prior Transfer Date | Feb 7, 2017 |
| Prior Transfer Doc | 0000004279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 852 GERALD LN, ELM MOTT, TX 76640-3659 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000031338 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 2019031338 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 9, 2017 |
| Property Address | 852 GERALD LN, ELM MOTT, TX 76640-3659 |
| Document Number | 0000004279 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 2017004279 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 852 GERALD LN, ELM MOTT, TX 76640-3659 |
| Document Number | 0000004280 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 2017004280 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | West Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,707 (-28.1%) Land $10,780 Building $224,927 | $352,633 (+4.56%) Land $127,706 Building $224,927 | |
| 2025 | $327,804 (+35.43%) | $337,240 (-1.42%) Land $109,590 Building $227,650 | |
| 2023 | $242,040 Land $9,540 Building $232,500 | $342,090 Land $109,590 Building $232,500 | |
| 2018 | $2,007.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEROY TOURS GERALD WSC serves 1,845 people · EPA ID TX1550027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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