692 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 692 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,500 (Jul 2021)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3640-00023.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3640-00023.0`
Alternative APN	`24021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	2,046 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	754 sqft
Porch	Screened Porch
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	692 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 364 LOT 23 PBI 7-56A
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	364
Legal Lot Number	23
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50810

Owner

Source: Indian River County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	692 CONCHA DR, SEBASTIAN, FL 32958-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Intrafamily Transfer, Transfer
Jun 24, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Nov 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202154658
Deed Book / Page	3449 / 693
Last Transfer Date	Aug 17, 2023
Transfer Doc	0036440748
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 18, 2023
Property Address	692 CONCHA DR, SEBASTIAN, FL 32958-6602
Document Number	0036440748
Book / Page	3644 / 748
Map Reference	MB 7 PG 56,56A-56L
Instrument Date	Aug 17, 2023
Instrument	3120230042087
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	692 CONCHA DR, SEBASTIAN, FL 32958-6602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	692 CONCHA DR, SEBASTIAN, FL 32958-6602
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	PROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 HUNTRIDGE ROAD, DAVIE, FL 33331

Mortgage

Document Number	0035511107
Date	Jun 24, 2022
Book Page	3551/1107
Instrument	3120220040324

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 23, 2020
Property Address	692 CONCHA DR, SEBASTIAN, FL 32958-6602
Document Number	0033590083
Book / Page	003359 / 000083
Instrument Date	Nov 12, 2020
Instrument	70226
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9611 N US HIGHWAY 1 SEBASTIAN FL 329586363, SEBASTIAN, FL 32958-6363

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,075.00 (+153.71%) Homeowner's exemption	$194,077 (+185.41%)	$394,474 (+480.11%) Land $68,000 Building $326,474
2023	$1,212.00 (+3.24%)	$68,000 (-1.48%) Land $68,000	$68,000 (-1.48%) Land $68,000
2022	$1,174.00	$69,020 Land $69,020	$69,020 Land $69,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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